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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›LOCO

LOCO

El Pollo Loco Holdings, Inc.

Next earnings Jul 29, 2026 · consensus $0.29 EPS, $133M rev

Last earnings +1.0% on 2026-05-07

Sell
$16.82
▲ +3.51%
$16.82▲ +52.08%
over 1Y
L $9.06EODHDH $16.82
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.5%
1W+8.9%
1M+21.4%
3M+21.8%
YTD+63.0%
1Y+52.1%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
B-
Valuation
Overvalued
Filings
Watch
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy

Mixed signals in the latest filings.

Revenue (FY2025) $490M · FY2025

The read

Weak on both the fundamentals and the price — little to like at the current level.

El Pollo Loco Holdings, Inc. shows $490M in FY2025 revenue (+3.6% YoY), a 5.4% net margin, and 9.1% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$454M$470M$469M$473M$490M
Gross profit—————
Operating income$41.3M$30.1M$39.8M$41.2M$42.0M
Net income$29.1M$20.8M$25.6M$25.7M$26.5M
Diluted EPS$0.80$0.57$0.74$0.86$0.90
Net margin6.4%4.4%5.5%5.4%5.4%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value$549M
EV / EBITDA9.5
EV / Sales1.1
EV / FCF21.6
P / FCF19.8
PEG (trailing)5.99
Earnings yield5.3%
FCF yield5.0%

Quality & risk

ROIC (est.)9.7%
Free cash flow$25.4M
Total debt$51.0M
Net cash-$44.8M
Altman Z-Score1.99 grey
Piotroski F-Score7/8

Capital returns

Buyback yield0.4%
Dividend yield (est.)11.0%
Shareholder yield11.4%
Shares Δ YoY+0.6%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Officer / director change2026-05-29
  2. 8-K Other event2026-05-28
  3. 10-Q Quarterly report2026-05-08
  4. 8-K Earnings results2026-05-07
  5. DEF 14A Proxy statement2026-04-30
  6. 10-K Annual report2026-03-13
  7. 8-K Earnings results2026-03-12
  8. 8-K Officer / director change2026-01-28
  9. 8-K Officer / director change2025-12-15

Recent filings

all on EDGAR ↗
144Filing2026-06-26open ↗4Period ending 2026-05-292026-06-01open ↗4Period ending 2026-05-292026-06-01open ↗8-KPeriod ending 2026-05-262026-05-29open ↗8-KPeriod ending 2026-05-282026-05-28open ↗4Period ending 2026-05-092026-05-12open ↗10-QPeriod ending 2026-04-012026-05-08open ↗8-KPeriod ending 2026-05-072026-05-07open ↗ARSPeriod ending 2025-12-312026-04-30open ↗DEF 14APeriod ending 2026-05-262026-04-30open ↗SCHEDULE 13D/AFiling2026-04-10open ↗144Filing2026-04-01open ↗

Quality score

B-
ValueGrowthProfitHealthMom.
ValueA-
GrowthC+
ProfitabilityC+
Financial healthB+
Momentum—
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✗Net margin above 10%
  • ✗Return on equity above 15%
  • ✓Liabilities below 2× equity
  • ✓P/E below 25

Fair value est.

$12.19

Overvalued -28% vs price

cheapfair valueexpensive

Modified Graham: EPS $0.90 × (8.5 + 1.5 × 3.4% growth) × 1.00 quality = 13.5× multiple. An estimate, not a price target.

Revenue
$490M
+3.6% YoY
Net margin
5.4%
ROE
9.1%
P/E
18.7

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$490M+3.6%
Net income$26.5M+3.1%
Operating income$42.0M+2.1%
Diluted EPS$0.90+4.7%
Cash & equivalents$6.23M+150.7%
Total assets$607M+2.5%
Total liabilities$316M-4.8%
Stockholders' equity$291M+11.7%
Op.: 8.6%L/E: 1.08x

Frequently asked

Is El Pollo Loco Holdings, Inc. (LOCO) a buy?
LOCO currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is LOCO's fair value?
A Modified-Graham model based on LOCO's SEC fundamentals estimates a fair value of about $12.19. It is an estimate from reported earnings, not a price target.
Is LOCO overvalued or undervalued?
Against a Modified-Graham fair-value estimate, LOCO currently appears overvalued relative to its SEC-grounded earnings power.
What is El Pollo Loco Holdings, Inc.'s quality score?
LOCO scores 69.70588235294117/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001606366, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:23:56 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC
2026-05-29
Fils Ira
CHIEF FINANCIAL OFFICER
Tax2.14K @ $13.95$29.9K
2026-05-29
Williams Elizabeth Goodman
Chief Executive Officer
Tax10.5K @ $13.95$147K
2026-05-09
Fils Ira
CHIEF FINANCIAL OFFICER
Tax2.48K @ $14.00$34.7K
2026-03-17
Wright Robert D.
Director
Award8.26K
2026-03-17
DAVILA TANA
Director
Award8.26K
2026-03-17
GARRIDO FRANK
Director
Award8.26K
2026-03-17
Gonzalez Deborah
Director
Award8.26K
2026-03-17
Faginas Cody Nancy
Director
Award8.26K

Dividends

Irregular
Yield (TTM)
—
Annual / share
—
Last ex-date
2022-10-21
Last amount
$1.50
ex 2022-10-21paid 2022-11-09$1.50

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-05-07Beat +27.6% est▲ +0.97%8-K ↗
2026-03-12Beat +25.1% est▼ -2.25%8-K ↗
2025-10-30Beat +23.7% est▼ -4.73%8-K ↗
2025-07-31Beat +13.2% est▼ -3.10%8-K ↗
2025-05-01—▲ +0.86%8-K ↗
2025-03-06—▲ +0.95%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
3 Inflated Stocks We’re Skeptical OfBullish
finance.yahoo.com· 2026-06-25
El Pollo Loco and Wingstop Stocks Trade Up, What You Need To KnowBullish
finance.yahoo.com· 2026-06-25
Q1 Rundown: Domino's (NASDAQ:DPZ) Vs Other Traditional Fast Food StocksBullish
finance.yahoo.com· 2026-06-23
Spotting Winners: Restaurant Brands (NYSE:QSR) And Traditional Fast Food Stocks In Q1Bullish
finance.yahoo.com· 2026-06-23
El Pollo Loco® Introduces its Loaded Quesadillas and Chatacoffee™Bullish
globenewswire.com· 2026-06-23
Q1 Earnings Outperformers: Yum! Brands (NYSE:YUM) And The Rest Of The Traditional Fast Food StocksBullish
finance.yahoo.com· 2026-06-11

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score70 vs 67
Revenue growth3.6% vs 7.1%
Net margin5.4% vs 10.5%
Return on equity9.1% vs 12.3%
P/E18.7 vs 25.5

News sentiment

EODHD · 9d
Bullish
+0.17
vs typical · 15 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.