MNDO
MIND CTI LTD
Next earnings Aug 10, 2026
$1.08
▲ +2.86%$1.08▼ -18.80%
over 1Y
L $0.88H $1.48
Today+2.9%
1W+6.9%
1M+8.1%
3M-4.4%
YTD-7.7%
1Y-18.8%
Hold
Conviction
Horizon
Medium (3–12mo)
Healthy net margin (13.4%); but revenue declined -9.3% YoY.
Revenue (FY2025) $19.5M · FY2025
The read
Fundamentals and price both look middling — no strong edge either way.
MIND CTI LTD shows $19.5M in FY2025 revenue (-9.3% YoY), a 13.4% net margin, and 11.3% ROE.
Supporting the case: healthy net margin (13.4%); conservative balance sheet (liabilities/equity 0.31x); undemanding valuation (P/E 8.3).
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $26.3M | $21.6M | $21.6M | $21.4M | $19.5M |
| Gross profit | $13.9M | $11.5M | $10.9M | $10.7M | $9.92M |
| Operating income | $6.83M | $5.52M | $4.75M | $4.38M | $2.09M |
| Net income | $5.95M | $5.29M | $5.17M | $4.63M | $2.60M |
| Diluted EPS | $0.29 | $0.26 | $0.25 | $0.22 | $0.13 |
| Net margin | 22.6% | 24.5% | 23.9% | 21.6% | 13.4% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value$13.7M
EV / EBITDA5.8
EV / Sales0.7
EV / FCF3.5
P / FCF5.5
PEG (trailing)—
Earnings yield11.9%
FCF yield18.2%
Quality & risk
ROIC (est.)7.1%
Free cash flow$3.96M
Total debt—
Net cash$8.12M
Altman Z-Score3.02 safe
Piotroski F-Score4/8
Capital returns
Buyback yield0.0%
Dividend yield (est.)20.7%
Shareholder yield20.7%
Shares Δ YoY+0.0%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Recent filings
all on EDGAR ↗6-KPeriod ending 2026-06-242026-06-24open ↗3Period ending 2026-05-112026-06-04open ↗6-KPeriod ending 2026-05-262026-05-26open ↗4Period ending 2026-05-182026-05-19open ↗6-KPeriod ending 2026-05-112026-05-11open ↗3/APeriod ending 2026-03-182026-04-20open ↗3Period ending 2026-03-282026-04-16open ↗3Period ending 2026-03-182026-04-16open ↗3Period ending 2026-03-202026-04-16open ↗3Period ending 2026-03-182026-04-16open ↗3Period ending 2026-03-182026-04-16open ↗3Period ending 2026-03-182026-04-16open ↗
Frequently asked
- Is MIND CTI LTD (MNDO) a buy?
- MNDO currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Healthy net margin (13.4%); but revenue declined -9.3% YoY.
- What is MNDO's fair value?
- A Modified-Graham model based on MNDO's SEC fundamentals estimates a fair value of about $1.11. It is an estimate from reported earnings, not a price target.
- Is MNDO overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, MNDO currently appears fairly valued relative to its SEC-grounded earnings power.
- What is MIND CTI LTD's quality score?
- MNDO scores 64.04523809523809/100 (grade C+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001119083, latest 6-K filed 2026-06-24) · EODHD · as of 7/4/2026, 2:07:26 AM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.