MVBF
MVB FINANCIAL CORP
Next earnings Jul 27, 2026 · consensus $0.55 EPS, $37.7M rev
Last earnings -2.8% on 2026-04-29
$28.99
▲ +1.51%$28.99▲ +41.74%
over 1Y
L $20.45EODHDH $29.04
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.5%
1W+4.4%
1M+10.5%
3M+18.1%
YTD+15.3%
1Y+41.7%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 10 analysts
Buy
Revenue grew 51.9% YoY.
Revenue (FY2019) $3.40M · FY2019
The read
Quality fundamentals and an attractive price line up (~170% below fair value) — the rarer case where both the business and the entry look good.
MVB FINANCIAL CORP shows $3.40M in FY2019 revenue (+51.9% YoY), a 791.8% net margin, and 8.1% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $38.7M | $14.4M | $31.0M | $20.2M | $26.9M |
| Diluted EPS | $3.10 | $1.17 | $2.40 | $1.53 | $2.06 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF176.2
PEG (trailing)0.43
Earnings yield7.2%
FCF yield0.6%
Quality & risk
ROIC (est.)—
Free cash flow$2.11M
Total debt$407M
Net cash-$162M
Piotroski F-Score6/7
Capital returns
Buyback yield2.7%
Dividend yield (est.)2.3%
Shareholder yield5.1%
Shares Δ YoY-0.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — restated periodic report (2026-03-31). Worth a closer look.
Recent filings
all on EDGAR ↗4Period ending 2026-06-232026-06-25open ↗11-KPeriod ending 2025-12-312026-06-18open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-042026-06-08open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗8-KPeriod ending 2026-05-192026-05-20open ↗10-QPeriod ending 2026-03-312026-05-06open ↗4Period ending 2026-05-012026-05-05open ↗
Frequently asked
- Is MVB FINANCIAL CORP (MVBF) a buy?
- MVBF currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 51.9% YoY.
- What is MVBF's fair value?
- A Modified-Graham model based on MVBF's SEC fundamentals estimates a fair value of about $78.28. It is an estimate from reported earnings, not a price target.
- Is MVBF overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, MVBF currently appears undervalued relative to its SEC-grounded earnings power.
- What is MVB FINANCIAL CORP's quality score?
- MVBF scores 77.29411764705881/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001277902, latest 10-Q filed 2026-05-06) · EODHD · as of 6/26/2026, 8:21:50 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.