EEDGAR/calls
The BriefMarketsAll StocksNewsScreenerCommunity

Get the Brief in your inbox

A daily, SEC-grounded read on the market — movers, earnings, and our boldest calls. Free.

EEDGAR/calls

SEC-grounded equity research — opinionated calls reasoned over real filings.

Research

  • The Brief
  • Markets
  • All Stocks
  • Screener
  • Discover
  • Research
  • The Flip Side
  • Track record

Tools

  • Compare
  • Congress trades
  • Events
  • Filing search
  • Groups
  • Trending
  • News

More

  • Pricing
  • Community
  • Newsletter
  • Developers / API
  • Account
DisclosuresTermsPrivacy

Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. EDGAR/calls is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

EEDGAR/calls
The BriefMarketsAll StocksNewsScreenerCommunity

Pulling SEC filings + quote and writing the call…

EEDGAR/calls
The BriefMarketsAll StocksNewsScreenerCommunity
← New search
Home›Stocks›MYFW

MYFW

First Western Financial Inc

Next earnings Jul 22, 2026 · consensus $0.55 EPS, $29.1M rev

Last earnings +0.9% on 2026-04-23

Hold
$31.90
▲ +1.62%
$31.90▲ +44.67%
over 1Y
L $20.53EODHDH $31.90
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.6%
1W+4.9%
1M+10.6%
3M+30.2%
YTD+19.7%
1Y+44.7%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Hold
Quality
B
Valuation
Undervalued
Filings
Clean
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Buy

Revenue grew 7.6% YoY.

Revenue (FY2025) $96.9M · FY2025

The read

Middling fundamentals offset by an attractive price (~57% below fair value) — worth a look on the value angle.

First Western Financial Inc shows $96.9M in FY2025 revenue (+7.6% YoY), a 13.6% net margin, and 5.0% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$95.4M$108M$82.7M$90.1M$96.9M
Gross profit—————
Operating income—————
Net income$20.6M$21.7M$5.22M$8.47M$13.2M
Diluted EPS$2.50$2.23$0.54$0.87$1.34
Net margin21.6%20.1%6.3%9.4%13.6%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)0.43
Earnings yield4.2%
FCF yield-1.9%

Quality & risk

ROIC (est.)—
Free cash flow-$5.77M
Total debt$0.00
Net cash$200M
Piotroski F-Score2/6

Capital returns

Buyback yield0.3%
Dividend yield (est.)—
Shareholder yield0.3%
Shares Δ YoY+0.3%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Routine disclosure cadence — no material red flags in recent filings.
  1. 8-K Shareholder vote2026-06-05
  2. 8-K Reg FD disclosure2026-06-02
  3. 8-K Other event2026-05-04
  4. 8-K Reg FD disclosure2026-05-01
  5. 10-Q Quarterly report2026-05-01
  6. DEF 14A Proxy statement2026-04-24
  7. 8-K Earnings results2026-04-23
  8. 10-K Annual report2026-02-27
  9. 8-K Reg FD disclosure2026-02-24

Recent filings

all on EDGAR ↗
4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗4Period ending 2026-06-032026-06-05open ↗8-KPeriod ending 2026-06-032026-06-05open ↗8-KPeriod ending 2026-06-022026-06-02open ↗4Period ending 2026-05-222026-05-26open ↗

Quality score

B
ValueGrowthProfitHealthMom.
ValueB-
GrowthA-
ProfitabilityB-
Financial healthA-
Momentum—
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$50.05

Undervalued +57% vs price

cheapfair valueexpensive

Modified Graham: EPS $1.34 × (8.5 + 1.5 × 22.0% growth) × 0.90 quality = 37.4× multiple. An estimate, not a price target.

Revenue
$96.9M
+7.6% YoY
Net margin
13.6%
ROE
5.0%
P/E
23.8

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$96.9M+7.6%
Net income$13.2M+55.6%
Diluted EPS$1.34+54.0%
Cash & equivalents$200M-15.8%
Total assets$3.15B+8.1%
Total liabilities$2.89B+8.4%
Stockholders' equity$266M+5.2%
L/E: 10.88x

Frequently asked

Is First Western Financial Inc (MYFW) a buy?
MYFW currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 7.6% YoY.
What is MYFW's fair value?
A Modified-Graham model based on MYFW's SEC fundamentals estimates a fair value of about $50.05. It is an estimate from reported earnings, not a price target.
Is MYFW overvalued or undervalued?
Against a Modified-Graham fair-value estimate, MYFW currently appears undervalued relative to its SEC-grounded earnings power.
What is First Western Financial Inc's quality score?
MYFW scores 74.02941176470587/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001327607, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 8:03:06 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC
2026-06-03
Gart Thomas A
Director
Award974.00
2026-06-03
Hamill Patrick H
Director
Award974.00
2026-06-03
Latimer Luke A
Director
Award974.00
2026-06-03
Mitchell Scott C
Director
Award974.00
2026-06-03
Robinson Ellen S.
Director
Award974.00
2026-06-03
Smith Mark L
Director
Award974.00
2026-06-03
Zimlich Joseph C.
Director
Award974.00
2026-06-03
Duncan David R
Director
Award974.00

Earnings history

beat/miss · move
2026-04-23Beat +42.8% est▲ +0.89%8-K ↗
2026-01-22Miss -22.7% est▼ -0.15%8-K ↗
2025-10-23Miss -11.8% est▼ -1.56%8-K ↗
2025-07-24Miss -28.3% est▼ -0.85%8-K ↗
2025-04-24—▲ +3.06%8-K ↗
2025-01-23—▲ +0.11%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
High Insider Ownership Growth Stocks To Watch In May 2026Bullish
finance.yahoo.com· 2026-05-28
First Western Trust Appoints Alison Timboe as Senior Vice President, Trust Officer in Jackson HoleBullish
globenewswire.com· 2026-05-11
Insider Owned Growth Companies To Watch In April 2026Bullish
finance.yahoo.com· 2026-04-29
First Western (MYFW) Q1 2026 Earnings TranscriptBullish
finance.yahoo.com· 2026-04-24
First Western Financial, Inc. Q1 2026 Earnings Call SummaryBullish
finance.yahoo.com· 2026-04-24
First Western Financial Inc Reports Rise In Q1 IncomeBullish
nasdaq.com· 2026-04-24

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score74 vs 67
Revenue growth7.6% vs 7.1%
Net margin13.6% vs 10.5%
Return on equity5.0% vs 12.3%
P/E23.8 vs 25.5

News sentiment

EODHD · 3d
Bullish
+0.18
vs typical · 3 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.