NECB
NorthEast Community Bancorp, Inc./MD/
Next earnings Jul 22, 2026 · consensus $0.81 EPS, $28.4M rev
Last earnings -1.2% on 2026-04-30
$27.74
▼ -0.14%$27.74▲ +26.54%
over 1Y
L $19.18EODHDH $27.78
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.1%
1W+6.9%
1M+14.5%
3M+17.2%
YTD+23.9%
1Y+26.5%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Buy
Undemanding valuation (P/E 8.5).
Return on equity 12.6% · latest
The read
Fundamentals and price both look middling — no strong edge either way.
NorthEast Community Bancorp, Inc./MD/ shows limited reported revenue, and 12.6% ROE.
Supporting the case: undemanding valuation (P/E 8.5).
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $11.9M | $24.8M | $46.3M | $47.1M | $44.4M |
| Diluted EPS | $0.75 | $1.58 | $3.32 | $3.52 | $3.25 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF7.6
PEG (trailing)—
Earnings yield11.6%
FCF yield13.2%
Quality & risk
ROIC (est.)—
Free cash flow$50.8M
Total debt$70.0M
Net cash$11.2M
Piotroski F-Score4/6
Capital returns
Buyback yield0.4%
Dividend yield (est.)3.5%
Shareholder yield3.9%
Shares Δ YoY-1.4%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗S-8Filing2026-06-23open ↗11-KPeriod ending 2025-12-312026-06-18open ↗8-KPeriod ending 2026-05-212026-05-26open ↗10-QPeriod ending 2026-03-312026-05-08open ↗8-KPeriod ending 2026-04-292026-04-30open ↗ARSPeriod ending 2025-12-312026-04-10open ↗DEFA14AFiling2026-04-10open ↗DEF 14APeriod ending 2026-05-212026-04-10open ↗4Period ending 2026-03-122026-03-13open ↗10-KPeriod ending 2025-12-312026-03-13open ↗144Filing2026-03-12open ↗4Period ending 2026-03-052026-03-06open ↗
Frequently asked
- Is NorthEast Community Bancorp, Inc./MD/ (NECB) a buy?
- NECB currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Undemanding valuation (P/E 8.5).
- What is NECB's fair value?
- A Modified-Graham model based on NECB's SEC fundamentals estimates a fair value of about $27.63. It is an estimate from reported earnings, not a price target.
- Is NECB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, NECB currently appears fairly valued relative to its SEC-grounded earnings power.
- What is NorthEast Community Bancorp, Inc./MD/'s quality score?
- NECB scores 74.4295758734093/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001847398, latest 10-Q filed 2026-05-08) · EODHD · as of 6/29/2026, 8:56:35 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.