NFBK
Northfield Bancorp, Inc.
Next earnings Jul 21, 2026 · consensus $0.35 EPS, $38.4M rev
Last earnings -1.7% on 2026-04-21
$14.99
▲ +3.02%$14.99▲ +35.49%
over 1Y
L $9.80EODHDH $14.99
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.0%
1W+4.2%
1M+5.4%
3M+13.1%
YTD+34.8%
1Y+35.5%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 6 analysts
Sell
Revenue grew 6.8% YoY.
Revenue (FY2025) $6.87M · FY2025
The read
Middling fundamentals and a rich price (~99% above fair value) leave little margin of safety — a wait-and-see.
Northfield Bancorp, Inc. shows $6.87M in FY2025 revenue (+6.8% YoY), a 11.6% net margin, and 0.1% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $5.39M | $5.71M | $5.48M | $6.43M | $6.87M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $70.7M | $61.1M | $37.7M | $29.9M | $796K |
| Diluted EPS | $1.45 | $1.32 | $0.86 | $0.72 | $0.02 |
| Net margin | 1309.9% | 1071.3% | 687.5% | 465.7% | 11.6% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF11.9
PEG (trailing)—
Earnings yield0.1%
FCF yield8.4%
Quality & risk
ROIC (est.)—
Free cash flow$52.5M
Total debt$666M
Net cash-$502M
Piotroski F-Score6/7
Capital returns
Buyback yield2.5%
Dividend yield (est.)3.4%
Shareholder yield5.8%
Shares Δ YoY-3.1%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRed flag in recent filings — restated periodic report (2026-04-28). Worth a closer look.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-252026-06-26open ↗11-KPeriod ending 2025-12-312026-06-25open ↗DEFM14AFiling2026-05-21open ↗10-QPeriod ending 2026-03-312026-05-11open ↗10-K/APeriod ending 2025-12-312026-04-28open ↗8-KPeriod ending 2026-04-202026-04-21open ↗SCHEDULE 13G/AFiling2026-03-27open ↗4Period ending 2026-03-192026-03-20open ↗4Period ending 2026-03-172026-03-19open ↗10-KPeriod ending 2025-12-312026-03-02open ↗8-K/APeriod ending 2026-02-092026-02-09open ↗4/APeriod ending 2026-02-042026-02-06open ↗
Frequently asked
- Is Northfield Bancorp, Inc. (NFBK) a buy?
- NFBK currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 6.8% YoY.
- What is NFBK's fair value?
- A Modified-Graham model based on NFBK's SEC fundamentals estimates a fair value of about $0.15. It is an estimate from reported earnings, not a price target.
- Is NFBK overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, NFBK currently appears overvalued relative to its SEC-grounded earnings power.
- What is Northfield Bancorp, Inc.'s quality score?
- NFBK scores 50.264705882352935/100 (grade C-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001493225, latest 10-Q filed 2026-05-11) · EODHD · as of 6/26/2026, 7:07:00 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.