NRIM
NORTHRIM BANCORP INC
Next earnings Jul 21, 2026 · consensus $0.63 EPS
Last earnings +0.5% on 2026-04-22
$27.96
▲ +2.61%$27.96▲ +27.27%
over 1Y
L $19.38EODHDH $29.38
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.6%
1W+10.7%
1M+14.1%
3M+24.9%
YTD+5.4%
1Y+27.3%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy
Revenue grew 30.4% YoY.
Revenue (FY2025) $256M · FY2025
The read
Quality fundamentals and an attractive price line up (~290% below fair value) — the rarer case where both the business and the entry look good.
NORTHRIM BANCORP INC shows $256M in FY2025 revenue (+30.4% YoY), a 25.3% net margin, and 19.8% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | $134M | $158M | $196M | $256M |
| Gross profit | — | $127M | $126M | $152M | $209M |
| Operating income | — | — | — | — | — |
| Net income | $37.5M | $30.7M | $25.4M | $37.0M | $64.6M |
| Diluted EPS | $6.00 | $5.27 | $1.12 | $1.66 | $2.87 |
| Net margin | — | 22.9% | 16.0% | 18.9% | 25.3% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF4.6
PEG (trailing)0.13
Earnings yield10.4%
FCF yield21.6%
Quality & risk
ROIC (est.)—
Free cash flow$134M
Total debt$12.8M
Net cash$133M
Piotroski F-Score7/8
Capital returns
Buyback yield0.0%
Dividend yield (est.)2.4%
Shareholder yield2.4%
Shares Δ YoY+300.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗3Period ending 2026-05-282026-06-01open ↗
Frequently asked
- Is NORTHRIM BANCORP INC (NRIM) a buy?
- NRIM currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 30.4% YoY.
- What is NRIM's fair value?
- A Modified-Graham model based on NRIM's SEC fundamentals estimates a fair value of about $109.06. It is an estimate from reported earnings, not a price target.
- Is NRIM overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, NRIM currently appears undervalued relative to its SEC-grounded earnings power.
- What is NORTHRIM BANCORP INC's quality score?
- NRIM scores 87.35294117647058/100 (grade A) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001163370, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 7:25:43 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.