NWPP
NEW PEOPLES BANKSHARES INC
Next earnings Jul 29, 2026
Last earnings +0.0% on 2026-04-27
$4.25
▲ 0.00%$4.25▲ +37.80%
over 1Y
L $2.91EODHDH $4.41
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+0.0%
1M+0.7%
3M+5.7%
YTD+19.4%
1Y+37.8%
Hold
Conviction
Horizon
Medium (3–12mo)
Strong net margin (278.9%); but revenue declined -5.7% YoY.
The read
Middling fundamentals offset by an attractive price (~129% below fair value) — worth a look on the value angle.
NEW PEOPLES BANKSHARES INC shows $3.62M in FY2025 revenue (-5.7% YoY), a 278.9% net margin, and 12.2% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $3.72M | $3.97M | $3.89M | $3.84M | $3.62M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $7.01M | $8.08M | $7.18M | $8.20M | $10.1M |
| Diluted EPS | — | — | $0.30 | $0.35 | $0.43 |
| Net margin | 188.2% | 203.6% | 184.9% | 213.8% | 278.9% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF8.7
PEG (trailing)0.43
Earnings yield10.1%
FCF yield11.5%
Quality & risk
ROIC (est.)—
Free cash flow$11.5M
Total debt—
Net cash$77.2M
Piotroski F-Score5/6
Capital returns
Buyback yield0.2%
Dividend yield (est.)—
Shareholder yield0.2%
Shares Δ YoY-0.3%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-152026-06-16open ↗3Period ending 2026-06-122026-06-16open ↗4Period ending 2026-06-122026-06-16open ↗4Period ending 2026-06-042026-06-08open ↗3Period ending 2026-05-192026-06-03open ↗3Period ending 2026-05-192026-06-03open ↗8-KPeriod ending 2026-05-192026-05-26open ↗10-QPeriod ending 2026-03-312026-05-13open ↗4Period ending 2026-04-302026-05-01open ↗8-KPeriod ending 2026-04-242026-04-27open ↗ARSPeriod ending 2025-12-312026-04-06open ↗DEFA14AFiling2026-04-06open ↗
Frequently asked
- Is NEW PEOPLES BANKSHARES INC (NWPP) a buy?
- NWPP currently carries a Hold rating with 2/5 conviction, derived from its latest SEC filings. Strong net margin (278.9%); but revenue declined -5.7% YoY.
- What is NWPP's fair value?
- A Modified-Graham model based on NWPP's SEC fundamentals estimates a fair value of about $9.74. It is an estimate from reported earnings, not a price target.
- Is NWPP overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, NWPP currently appears undervalued relative to its SEC-grounded earnings power.
- What is NEW PEOPLES BANKSHARES INC's quality score?
- NWPP scores 71.9705882352941/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001163389, latest 10-Q filed 2026-05-13) · EODHD · as of 6/23/2026, 1:56:59 AM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.