Pulling SEC filings + quote and writing the call…

Oportun Financial Corp
Next earnings Aug 4, 2026 · consensus $0.33 EPS, $235M rev
Last earnings -1.0% on 2026-05-07
Strong net margin (129.7%); but revenue fell -14.1% YoY.
Oportun Financial Corp shows $19.5M in FY2025 revenue (-14.1% YoY), a 129.7% net margin, and 6.5% ROE.
Sources: SEC EDGAR (CIK 0001538716, latest 10-Q filed 2026-05-08) · as of 6/26/2026, 6:36:56 PM.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $813K | $31.2M | $25.6M | $22.7M | $19.5M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $47.4M | -$77.7M | -$180M | -$78.7M | $25.2M |
| Diluted EPS | $1.56 | -$2.37 | -$4.88 | -$1.95 | $0.53 |
| Net margin | 5832.0% | -249.3% | -703.8% | -347.1% | 129.7% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1047 tracked peers · median
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
| 2026-06-10 | Bland Douglas K Chief Executive Officer | Award | 464K | |
| 2026-03-10 | Kirscht Patrick Chief Credit Officer | Sell | 12.1K @ $4.90 | $59.3K |
| 2026-03-10 | Kirscht Patrick Chief Credit Officer | Sell | 8.67K @ $4.90 | $42.5K |
| 2026-03-10 | Kirscht Patrick Chief Credit Officer | Sell | 14.2K @ $4.90 | $69.4K |
| 2026-03-10 | Kirscht Patrick Chief Credit Officer | Sell | 19.4K @ $4.90 | $94.9K |
| 2026-03-10 | Kirscht Patrick Chief Credit Officer | Award | 75.0K | |
| 2026-03-10 | Vazquez Raul Chief Executive Officer | Tax | 18.2K | |
| 2026-03-10 | Vazquez Raul Chief Executive Officer | Tax | 21.1K | |
| 2026-03-10 | Vazquez Raul Chief Executive Officer | Tax | 18.3K | |
| 2026-03-10 | Vazquez Raul Chief Executive Officer | Tax | 32.8K | |
| 2026-03-10 | Layton Kathleen I. Chief Legal Officer | Sell | 1.40K @ $4.90 | $6.85K |
| 2026-03-10 | Layton Kathleen I. Chief Legal Officer | Sell | 5.56K @ $4.90 | $27.2K |