PAYS
Paysign, Inc.
Next earnings Aug 3, 2026 · consensus $0.06 EPS, $26.9M rev
Last earnings -0.7% on 2026-05-12
$8.17
▲ +5.83%$8.17▲ +38.47%
over 1Y
L $3.18EODHDH $8.56
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+5.8%
1W+11.3%
1M+14.9%
3M+45.4%
YTD+64.7%
1Y+38.5%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy
Revenue grew 40.5% YoY; but high leverage (liabilities/equity 4.7x).
Revenue (FY2025) $82.0M · FY2025
The read
Middling fundamentals and a rich price (~41% above fair value) leave little margin of safety — a wait-and-see.
Paysign, Inc. shows $82.0M in FY2025 revenue (+40.5% YoY), a 9.2% net margin, and 15.6% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $29.5M | $38.0M | $47.3M | $58.4M | $82.0M |
| Gross profit | $14.7M | $21.0M | $24.1M | $32.2M | $48.7M |
| Operating income | -$2.74M | $344K | -$167K | $1.02M | $7.36M |
| Net income | -$2.72M | $1.03M | $6.46M | $3.82M | $7.55M |
| Diluted EPS | -$0.05 | $0.02 | $0.12 | $0.07 | $0.13 |
| Net margin | -9.2% | 2.7% | 13.7% | 6.5% | 9.2% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value$294M
EV / EBITDA18.7
EV / Sales3.6
EV / FCF5.7
P / FCF8.8
PEG (trailing)0.64
Earnings yield1.7%
FCF yield11.4%
Quality & risk
ROIC (est.)10.3%
Free cash flow$51.2M
Total debt$8.00M
Net cash$157M
Altman Z-Score1.75 distress
Piotroski F-Score6/9
Capital returns
Buyback yield0.1%
Dividend yield (est.)—
Shareholder yield0.1%
Shares Δ YoY+2.7%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4/APeriod ending 2025-11-132026-06-18open ↗4Period ending 2025-11-132026-06-18open ↗4/APeriod ending 2026-05-262026-06-18open ↗4/APeriod ending 2025-11-132026-06-18open ↗4/APeriod ending 2025-11-132026-06-18open ↗4/APeriod ending 2025-11-132026-06-18open ↗144Filing2026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-05-272026-05-29open ↗4Period ending 2026-05-262026-05-29open ↗4Period ending 2026-05-202026-05-20open ↗4Period ending 2026-05-182026-05-20open ↗
Frequently asked
- Is Paysign, Inc. (PAYS) a buy?
- PAYS currently carries a Hold rating with 2/5 conviction, derived from its latest SEC filings. Revenue grew 40.5% YoY; but high leverage (liabilities/equity 4.7x).
- What is PAYS's fair value?
- A Modified-Graham model based on PAYS's SEC fundamentals estimates a fair value of about $4.86. It is an estimate from reported earnings, not a price target.
- Is PAYS overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, PAYS currently appears overvalued relative to its SEC-grounded earnings power.
- What is Paysign, Inc.'s quality score?
- PAYS scores 66.23529411764706/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001496443, latest 10-Q filed 2026-05-13) · EODHD · as of 6/26/2026, 6:55:16 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.