PEBO
PEOPLES BANCORP INC
Next earnings Jul 20, 2026 · consensus $0.86 EPS, $122M rev
Last earnings +1.1% on 2026-04-27
$38.53
▲ +1.82%$38.53▲ +36.09%
over 1Y
L $26.61EODHDH $38.53
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.8%
1W+5.3%
1M+11.3%
3M+21.7%
YTD+31.0%
1Y+36.1%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 13 analysts
Buy
Strong net margin (123.1%).
Revenue (FY2025) $86.7M · FY2025
The read
Middling fundamentals and a rich price (~31% above fair value) leave little margin of safety — a wait-and-see.
PEOPLES BANCORP INC shows $86.7M in FY2025 revenue (+2.3% YoY), a 123.1% net margin, and 8.8% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $61.4M | $70.0M | $79.5M | $84.8M | $86.7M |
| Gross profit | — | — | — | — | — |
| Operating income | $57.0M | $129M | $145M | $149M | $135M |
| Net income | $47.6M | $101M | $113M | $117M | $107M |
| Diluted EPS | $2.15 | $3.60 | $3.44 | $3.31 | $2.99 |
| Net margin | 77.5% | 144.8% | 142.6% | 138.3% | 123.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF10.8
PEG (trailing)—
Earnings yield7.7%
FCF yield9.3%
Quality & risk
ROIC (est.)5.5%
Free cash flow$129M
Total debt$734M
Net cash-$545M
Piotroski F-Score4/7
Capital returns
Buyback yield0.1%
Dividend yield (est.)4.2%
Shareholder yield4.3%
Shares Δ YoY+0.7%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗424B3Filing2026-06-17open ↗EFFECTFiling2026-06-16open ↗S-4/AFiling2026-06-12open ↗S-4Filing2026-05-29open ↗SCHEDULE 13GFiling2026-05-12open ↗8-KPeriod ending 2026-05-042026-05-04open ↗10-QPeriod ending 2026-03-312026-04-30open ↗8-KPeriod ending 2026-04-282026-04-28open ↗4Period ending 2026-04-272026-04-28open ↗8-KPeriod ending 2026-04-272026-04-27open ↗SCHEDULE 13G/AFiling2026-04-24open ↗8-KPeriod ending 2026-04-242026-04-24open ↗
Frequently asked
- Is PEOPLES BANCORP INC (PEBO) a buy?
- PEBO currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (123.1%).
- What is PEBO's fair value?
- A Modified-Graham model based on PEBO's SEC fundamentals estimates a fair value of about $26.69. It is an estimate from reported earnings, not a price target.
- Is PEBO overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, PEBO currently appears overvalued relative to its SEC-grounded earnings power.
- What is PEOPLES BANCORP INC's quality score?
- PEBO scores 67.58823529411764/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000318300, latest 10-Q filed 2026-04-30) · EODHD · as of 6/26/2026, 7:28:39 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.