Pulling SEC filings + quote and writing the call…

PEAPACK GLADSTONE FINANCIAL CORP
Next earnings Jul 20, 2026 · consensus $0.87 EPS, $85.3M rev
Last earnings +0.8% on 2026-04-22
Solid NJ/NY private bank with reviving revenue, but thin 5.7% ROE and 10.4x leverage cap upside near $46.
Sources: SEC EDGAR (CIK 0001050743, latest 10-Q filed 2026-05-08) · EODHD · analysis by claude-code · as of 6/25/2026, 2:55:54 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.
Middling fundamentals offset by an attractive price (~43% below fair value) — worth a look on the value angle.
Peapack-Gladstone (rebranded Peapack Private Bank & Trust in Jan 2025) is executing a deliberate pivot into private banking and wealth management across New Jersey and New York City/Long Island, and the FY2025 numbers show the strategy is finally translating into top-line traction: revenue jumped 24.1% to $283M after two years of declines from the FY2022 $242M peak. Net income recovered modestly to $37.3M (+13.2%) and diluted EPS hit $2.10 (+13.5%), but profitability remains well below the FY2022 high-water mark of $74.2M — so this is a recovery story, not a return to peak earnings power.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
Unlock with Pro€15/mo · cancel anytime
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $210M | $242M | $230M | $228M | $283M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $56.6M | $74.2M | $48.9M | $33.0M | $37.3M |
| Diluted EPS | $2.93 | $4.00 | $2.71 | $1.85 | $2.10 |
| Net margin | 26.9% | 30.6% | 21.3% | 14.5% | 13.2% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Q1 2026 quarterly report filed; ongoing NY/NJ private-bank expansion
Annual meeting vote results disclosed; routine governance update
Amendment to prior 8-K filing; supplemental disclosure
Q1 2026 earnings release furnished; results announced via press release
Material agreement + equity issuance + charter amendment disclosed
Definitive proxy filed for annual meeting; routine governance
FY25 rev +24% to $283M, EPS $2.10 (+13.5%); flags higher 2026 opex
Amendment to prior 8-K; supplemental disclosure
Amendment to prior 8-K; supplemental disclosure
1049 tracked peers · median
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Last 90 days: 3 open-market buys · 3 sales
| 2026-06-11 | ROSSI FRANCESCO S SVP/Chief Accounting Officer | Sell | 547.00 @ $45.52 | $24.9K |
| 2026-06-11 | ROSSI FRANCESCO S SVP/Chief Accounting Officer | Sell | 1.94K @ $45.52 | $88.2K |
| 2026-06-08 | Spinelli Anthony W. Director | Sell | 2.00K @ $44.63 | $89.3K |
| 2026-03-31 | Cavallaro Frank A. SEVP & Chief Financial Officer | Buy | 2.89K @ $34.95 | $101K |
| 2026-03-30 | KENNEDY DOUGLAS L President & CEO | Buy | 11.3K @ $35.21 | $398K |
| 2026-03-30 | Campion Patrick Director | Buy | 1.43K @ $34.97 | $50.0K |
| 2026-03-20 | BABCOCK JOHN P SEVP & Pres of Priv Wealth Mgt | Exercise | 1.76K | |
| 2026-03-20 | BABCOCK JOHN P SEVP & Pres of Priv Wealth Mgt | Tax | 901.00 @ $33.18 | $29.9K |
| 2026-03-20 | BABCOCK JOHN P SEVP & Pres of Priv Wealth Mgt | Exercise | 1.26K | |
| 2026-03-20 | BABCOCK JOHN P SEVP & Pres of Priv Wealth Mgt | Tax | 644.00 @ $33.18 | $21.4K |
| 2026-03-20 | BABCOCK JOHN P SEVP & Pres of Priv Wealth Mgt | Exercise | 1.20K | |
| 2026-03-20 | BABCOCK JOHN P SEVP & Pres of Priv Wealth Mgt | Tax | 613.00 @ $33.18 | $20.3K |
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.