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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›PRA

PRA

PROASSURANCE CORP

Next earnings Aug 3, 2026 · consensus $0.32 EPS, $216M rev

Last earnings +0.0% on 2026-05-05

Sell
$25.00
▲ 0.00%
$25.00▲ +9.08%
over 1Y
L $22.83EODHDH $25.00
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+1.9%
1M+2.1%
3M+1.7%
YTD+4.1%
1Y+9.1%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
C
Valuation
Overvalued
Filings
Flagged
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 13 analysts
Sell

Revenue declined -4.6% YoY.

Revenue (FY2025) $1.10B · FY2025

The read

Weak on both the fundamentals and the price — little to like at the current level.

PROASSURANCE CORP shows $1.10B in FY2025 revenue (-4.6% YoY), a 4.6% net margin, and 3.8% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue$1.12B$1.11B$1.14B$1.15B$1.10B
Gross profit—————
Operating income—————
Net income$144M-$402K-$38.6M$52.7M$50.9M
Diluted EPS$2.67-$0.01-$0.73$1.03$0.99
Net margin12.8%-0.0%-3.4%4.6%4.6%

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)—
Earnings yield4.0%
FCF yield-2.7%

Quality & risk

ROIC (est.)—
Free cash flow-$35.2M
Total debt$420M
Net cash-$384M
Piotroski F-Score1/7

Capital returns

Buyback yield3.9%
Dividend yield (est.)0.0%
Shareholder yield3.9%
Shares Δ YoY+0.5%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Red flag in recent filings — agreement terminated (2026-06-26). Worth a closer look.
  1. 8-K Agreement terminated2026-06-26
  2. S-3/A Shelf registration (potential raise)2026-06-26
  3. 8-K Other event2026-06-23
  4. 8-K Other event2026-06-02
  5. 8-K Earnings results2026-05-05
  6. 10-Q Quarterly report2026-05-05
  7. 10-K/A Restated periodic report2026-04-08
  8. 8-K Earnings results2026-02-23
  9. 10-K Annual report2026-02-23

Recent filings

all on EDGAR ↗
25-NSEFiling2026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗4Period ending 2026-06-262026-06-26open ↗

Quality score

C
ValueGrowthProfitHealthMom.
ValueB
GrowthF
ProfitabilityC-
Financial healthA-
Momentum—
  • ✗Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✗Net margin above 10%
  • ✗Return on equity above 15%
  • ✗P/E below 25

Fair value est.

$7.19

Overvalued -71% vs price

cheapfair valueexpensive

Modified Graham: EPS $0.99 × (8.5 + 1.5 × 0.0% growth) × 0.85 quality = 7.3× multiple. An estimate, not a price target.

Revenue
$1.10B
-4.6% YoY
Net margin
4.6%
ROE
3.8%
P/E
25.3

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$1.10B-4.6%
Net income$50.9M-3.5%
Diluted EPS$0.99-3.9%
Cash & equivalents$36.5M-33.5%
Total assets$5.45B-2.3%
Total liabilities$4.10B-6.3%
Stockholders' equity$1.35B+12.3%
L/E: 3.04x

Frequently asked

Is PROASSURANCE CORP (PRA) a buy?
PRA currently carries a Sell rating with 3/5 conviction, derived from its latest SEC filings. Revenue declined -4.6% YoY.
What is PRA's fair value?
A Modified-Graham model based on PRA's SEC fundamentals estimates a fair value of about $7.19. It is an estimate from reported earnings, not a price target.
Is PRA overvalued or undervalued?
Against a Modified-Graham fair-value estimate, PRA currently appears overvalued relative to its SEC-grounded earnings power.
What is PROASSURANCE CORP's quality score?
PRA scores 58.67647058823529/100 (grade C) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001127703, latest 10-Q filed 2026-05-05) · EODHD · as of 6/26/2026, 5:56:28 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC
2026-06-26
FREI MAYE HEAD
Director
Disposed (D)31.3K @ $25.00$782K
2026-06-26
SYPHAX SCOTT C
Director
Disposed (D)25.2K @ $25.00$630K
2026-06-26
Angiolillo Bruce D
Director
Disposed (D)35.7K @ $25.00$891K
2026-06-26
VANCE KATISHA TERRELL
Director
Disposed (D)34.2K @ $25.00$854K
2026-06-26
Pierce Staci
Director
Disposed (D)10.6K @ $25.00$266K
2026-06-26
HENDRICKS DANA S
Chief Financial Officer
Disposed (D)45.4K @ $25.00$1.13M
2026-06-26
Shook Kevin Merrick
President of a Subsidiary
Disposed (D)53.2K @ $25.00$1.33M
2026-06-26
FRANCIS ROBERT DAVID
Pres Healthcare Pro. Liability
Disposed (D)31.2K @ $25.00$780K

Dividends

Irregular
Yield (TTM)
—
Annual / share
—
Last ex-date
2023-03-28
Last amount
$0.05
ex 2023-03-28paid 2023-04-13$0.05
ex 2022-12-21paid 2023-01-10$0.05
ex 2022-09-28paid 2022-10-13$0.05
ex 2022-06-14paid 2022-06-29$0.05
ex 2022-03-23paid 2022-04-07$0.05
ex 2021-12-21paid 2022-01-07$0.05

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-05-05Miss -3.8% est▲ +0.04%8-K ↗
2026-02-23Beat +220.9% est▼ -0.41%8-K ↗
2025-11-04Miss -43.9% est▲ +0.38%8-K ↗
2024-11-07—▼ -1.09%8-K ↗
2024-08-08—▲ +1.58%8-K ↗
2024-05-06—▼ -0.07%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Congressional trades

all activity →

Disclosed under the STOCK Act

2020-11-05Josh GottheimerSell$1.00K–$15.0KPTR ↗
2020-04-27Donna ShalalaSell$1.00K–$15.0KPTR ↗
2020-04-27Donna ShalalaBuy$1.00K–$15.0KPTR ↗

Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.

Recent news

market news →
NETSTREIT to join S&P SmallCap 600, replacing ProAssuranceBullish
seekingalpha.com· 2026-06-24
NETSTREIT Set to Join S&P SmallCap 600Bullish
finance.yahoo.com· 2026-06-24
Why Is ProAssurance (PRA) Down 0.7% Since Last Earnings Report?Bullish
finance.yahoo.com· 2026-06-04
Top Research Reports for Chevron, Goldman Sachs & Philip MorrisBullish
finance.yahoo.com· 2026-06-02
FUTU Q1 Earnings Fall Y/Y Due to RMB1.85B CSRC Penalty, Revenues MissBullish
finance.yahoo.com· 2026-06-01
ProAssurance Q1 Earnings Meet Estimates on Declining ExpensesBullish
finance.yahoo.com· 2026-05-12

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score59 vs 67
Revenue growth-4.6% vs 7.1%
Net margin4.6% vs 10.5%
Return on equity3.8% vs 12.3%
P/E25.3 vs 25.5

News sentiment

EODHD · 6d
Bullish
+0.17
vs typical · 8 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.