RBB
RBB Bancorp
Next earnings Jul 20, 2026 · consensus $0.54 EPS, $33.4M rev
Last earnings +0.3% on 2026-04-20
$27.05
▲ +1.88%$27.05▲ +65.22%
over 1Y
L $16.35EODHDH $27.05
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+1.9%
1W+6.1%
1M+13.4%
3M+30.4%
YTD+34.0%
1Y+65.2%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 12 analysts
Sell
Strong net margin (618.3%); but revenue declined -2.4% YoY.
Revenue (FY2025) $5.17M · FY2025
The read
Middling fundamentals offset by an attractive price (~38% below fair value) — worth a look on the value angle.
RBB Bancorp shows $5.17M in FY2025 revenue (-2.4% YoY), a 618.3% net margin, and 6.1% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $7.07M | $5.58M | $5.32M | $5.29M | $5.17M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $56.9M | $64.3M | $42.5M | $26.7M | $31.9M |
| Diluted EPS | $2.86 | $3.33 | $2.24 | $1.47 | $1.83 |
| Net margin | 805.2% | 1153.0% | 797.9% | 503.8% | 618.3% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF10.8
PEG (trailing)0.75
Earnings yield6.9%
FCF yield9.2%
Quality & risk
ROIC (est.)—
Free cash flow$42.6M
Total debt$120M
Net cash$92.4M
Piotroski F-Score6/7
Capital returns
Buyback yield3.0%
Dividend yield (est.)2.4%
Shareholder yield5.5%
Shares Δ YoY-3.7%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗8-KPeriod ending 2026-06-122026-06-15open ↗4Period ending 2026-06-042026-06-08open ↗144Filing2026-06-05open ↗144Filing2026-06-04open ↗4Period ending 2026-05-262026-05-27open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-212026-05-26open ↗4Period ending 2026-05-212026-05-26open ↗
Frequently asked
- Is RBB Bancorp (RBB) a buy?
- RBB currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (618.3%); but revenue declined -2.4% YoY.
- What is RBB's fair value?
- A Modified-Graham model based on RBB's SEC fundamentals estimates a fair value of about $37.31. It is an estimate from reported earnings, not a price target.
- Is RBB overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, RBB currently appears undervalued relative to its SEC-grounded earnings power.
- What is RBB Bancorp's quality score?
- RBB scores 67/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001499422, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:38:10 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.