Pulling SEC filings + quote and writing the call…

RADIAN GROUP INC
Next earnings Jul 28, 2026 (after close) · consensus $1.35 EPS, $519M rev
Last earnings +5.3% on 2026-05-07
Cheap, well-capitalized mortgage insurer at 8.4x earnings, buying back stock aggressively with a 12.2% ROE and 48.7% net margin.
Sources: SEC EDGAR (CIK 0000890926, latest 10-Q filed 2026-05-08) · EODHD · analysis by claude-code · as of 6/21/2026, 9:00:28 PM.
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Solid fundamentals at a roughly fair price — reasonable risk/reward at today's level.
Radian Group is a private mortgage insurer generating consistent, high-margin profits. FY2025 net income was $583M (down a modest 3.6%) on $1.20B of revenue, producing a striking 48.7% net margin and a 12.2% return on equity — strong, stable economics typical of a well-run mortgage-insurance franchise. Diluted EPS actually rose 5.6% to $4.14 despite slightly lower net income, because the company retired 6.1% of its shares. The five-year earnings record is remarkably steady ($583-743M), reflecting a benign credit environment and disciplined underwriting.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $1.33B | $1.19B | $1.18B | $1.21B | $1.20B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $601M | $743M | $603M | $604M | $583M |
| Diluted EPS | $3.16 | $4.35 | $3.77 | $3.92 | $4.14 |
| Net margin | 45.2% | 62.4% | 51.2% | 50.1% | 48.7% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
1071 tracked peers · median
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.
Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.
Last 90 days: 2 open-market buys · 3 sales
| 2026-06-03 | Conner Brad L. Director | Sell | 1.20K @ $33.93 | $40.7K |
| 2026-06-02 | Weinbach Michael S Chief Executive Officer- Elect | Buy | 49.5K @ $34.04 | $1.69M |
| 2026-06-01 | Weinbach Michael S Chief Executive Officer- Elect | Buy | 120K @ $33.89 | $4.08M |
| 2026-05-29 | Leyden Margaret Anne Director | Sell | 2.07K @ $34.59 | $71.6K |
| 2026-05-27 | CULANG HOWARD BERNARD Director | Sell | 3.61K @ $36.00 | $130K |