RMBI
Richmond Mutual Bancorporation, Inc.
Next earnings Jul 21, 2026
Last earnings +0.2% on 2026-04-23
$16.19
▲ +7.01%$16.19▲ +24.78%
over 1Y
L $12.52EODHDH $16.19
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+7.0%
1W+10.0%
1M+12.4%
3M+22.1%
YTD+18.0%
1Y+24.8%
Hold
Conviction
Horizon
Medium (3–12mo)
Undemanding valuation (P/E 13.8).
Return on equity 7.9% · latest
The read
Middling fundamentals offset by an attractive price (~170% below fair value) — worth a look on the value angle.
Richmond Mutual Bancorporation, Inc. shows limited reported revenue, and 7.9% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $11.1M | $13.0M | $9.49M | $9.38M | $11.6M |
| Diluted EPS | $0.96 | $1.17 | $0.91 | $0.92 | $1.17 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF11.6
PEG (trailing)0.59
Earnings yield6.8%
FCF yield8.6%
Quality & risk
ROIC (est.)—
Free cash flow$14.6M
Total debt—
Net cash$33.1M
Capital returns
Buyback yield3.3%
Dividend yield (est.)3.4%
Shareholder yield6.7%
Shares Δ YoY+0.1%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4Period ending 2026-06-022026-06-04open ↗4Period ending 2026-06-012026-06-01open ↗8-KPeriod ending 2026-05-272026-05-27open ↗8-KPeriod ending 2026-05-222026-05-22open ↗10-QPeriod ending 2026-03-312026-05-12open ↗8-KPeriod ending 2026-05-052026-05-05open ↗8-KPeriod ending 2026-04-232026-04-23open ↗ARSPeriod ending 2025-12-312026-04-15open ↗424B3Filing2026-04-15open ↗EFFECTFiling2026-04-03open ↗CORRESPFiling2026-03-31open ↗S-4/AFiling2026-03-31open ↗
Frequently asked
- Is Richmond Mutual Bancorporation, Inc. (RMBI) a buy?
- RMBI currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Undemanding valuation (P/E 13.8).
- What is RMBI's fair value?
- A Modified-Graham model based on RMBI's SEC fundamentals estimates a fair value of about $43.70. It is an estimate from reported earnings, not a price target.
- Is RMBI overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, RMBI currently appears undervalued relative to its SEC-grounded earnings power.
- What is Richmond Mutual Bancorporation, Inc.'s quality score?
- RMBI scores 76.17647058823529/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001767837, latest 10-Q filed 2026-05-12) · EODHD · as of 6/28/2026, 4:30:54 AM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.