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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›RRBI

RRBI

RED RIVER BANCSHARES INC

Next earnings Jul 28, 2026 · consensus $1.80 EPS, $34.3M rev

Last earnings -2.8% on 2026-04-30

Sell
$91.75
▲ 0.00%
$91.75▲ +62.03%
over 1Y
L $56.59EODHDH $96.27
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.0%
1W+3.1%
1M+1.0%
3M+2.3%
YTD+32.0%
1Y+62.0%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
B+
Valuation
Undervalued
Filings
Watch
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 9 analysts
Buy

Mixed signals in the latest filings.

Return on equity 11.7% · latest

The read

It screens cheap (~164% below fair value), but the weak fundamentals are why — more potential value trap than bargain.

RED RIVER BANCSHARES INC shows limited reported revenue, and 11.7% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$33.0M$36.9M$34.9M$34.2M$42.8M
Diluted EPS$4.51$5.13$4.86$4.95$6.38
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF14.3
PEG (trailing)0.58
Earnings yield7.1%
FCF yield7.0%

Quality & risk

ROIC (est.)—
Free cash flow$42.2M
Total debt—
Net cash$213M

Capital returns

Buyback yield1.8%
Dividend yield (est.)0.6%
Shareholder yield2.4%
Shares Δ YoY-3.0%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Officer / director change2026-05-28
  2. 8-K Other event2026-05-28
  3. 8-K Reg FD disclosure2026-05-14
  4. 10-Q Quarterly report2026-05-08
  5. 8-K Shareholder vote2026-05-07
  6. 8-K Earnings results2026-04-30
  7. DEF 14A Proxy statement2026-03-13
  8. 10-K Annual report2026-03-13
  9. 8-K Charter / bylaws change2026-02-26

Recent filings

all on EDGAR ↗
3Period ending 2026-05-282026-06-04open ↗3Period ending 2026-05-282026-06-04open ↗8-KPeriod ending 2026-05-282026-05-28open ↗8-KPeriod ending 2026-05-282026-05-28open ↗8-KPeriod ending 2026-05-142026-05-14open ↗10-QPeriod ending 2026-03-312026-05-08open ↗8-KPeriod ending 2026-05-072026-05-07open ↗4Period ending 2026-05-052026-05-05open ↗8-KPeriod ending 2026-04-302026-04-30open ↗SCHEDULE 13G/AFiling2026-04-22open ↗4Period ending 2026-04-012026-04-02open ↗4Period ending 2026-04-012026-04-02open ↗

Quality score

B+
ValueGrowthProfitHealthMom.
ValueA
GrowthA
ProfitabilityB-
Financial healthA-
Momentum—
  • ✓Profitable (positive net income)
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$242.44

Undervalued +164% vs price

cheapfair valueexpensive

Modified Graham: EPS $6.38 × (8.5 + 1.5 × 22.0% growth) × 1.00 quality = 38.0× multiple. An estimate, not a price target.

Revenue
—
Net margin
—
ROE
11.7%
P/E
14.4

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Net income$42.8M+24.9%
Diluted EPS$6.38+28.9%
Cash & equivalents$213M-20.7%
Total assets$3.35B+6.4%
Total liabilities$2.99B+5.5%
Stockholders' equity$365M+14.2%
L/E: 8.18x

Frequently asked

Is RED RIVER BANCSHARES INC (RRBI) a buy?
RRBI currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is RRBI's fair value?
A Modified-Graham model based on RRBI's SEC fundamentals estimates a fair value of about $242.44. It is an estimate from reported earnings, not a price target.
Is RRBI overvalued or undervalued?
Against a Modified-Graham fair-value estimate, RRBI currently appears undervalued relative to its SEC-grounded earnings power.
What is RED RIVER BANCSHARES INC's quality score?
RRBI scores 79.11764705882352/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001071236, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 8:13:44 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 3 open-market buys · 0 sales

2026-05-05
Price Teddy Ray
Director
Buy1.08K @ $85.65$92.5K
2026-05-05
Price Teddy Ray
Director
Buy189.00 @ $86.50$16.3K
2026-05-05
Price Teddy Ray
Director
Buy16.00 @ $87.02$1.39K
2026-04-01
Salazar Bryon C.
See Remarks
Award800.00
2026-04-01
Salazar Bryon C.
See Remarks
Award800.00
2026-04-01
Salazar Tammi R.
See Remarks
Award800.00
2026-04-01
Salazar Tammi R.
See Remarks
Award800.00
2026-04-01
Carriere Isabel V.
See Remarks
Award800.00
2026-04-01
Chatelain Ronald Blake
See Remarks
Award600.00
2026-03-11
Salazar Bryon C.
See Remarks
Gift255.00
2026-03-11
Salazar Tammi R.
See Remarks
Gift255.00
2026-02-25
Price Teddy Ray
Director
Buy64.00 @ $90.37$5.78K

Dividends

Quarterly
Yield (TTM)
0.9%
Annual / share
$0.80
Last ex-date
2026-06-08
Last amount
$0.25
ex 2026-06-08paid 2026-06-18$0.25
ex 2026-03-09paid 2026-03-19$0.25
ex 2025-12-08paid 2025-12-18$0.15
ex 2025-09-08paid 2025-09-18$0.15
ex 2025-06-06paid 2025-06-18$0.12
ex 2025-03-10paid 2025-03-20$0.12

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-30Beat +5.9% est▼ -2.78%8-K ↗
2026-01-30Beat +5.1% est▲ +6.07%8-K ↗
2025-10-30Beat +4.5% est▲ +2.12%8-K ↗
2025-07-30Beat +4.5% est▼ -0.68%8-K ↗
2025-04-30—▲ +2.77%8-K ↗
2025-01-30—▲ +2.50%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Small-cap companies with strong growth at modest valuationsBullish
seekingalpha.com· 2026-06-04
Red River Bancshares (RRBI) Q1 Earnings Surpass EstimatesBullish
finance.yahoo.com· 2026-04-30
Banc of California (BANC) Beats Q1 Earnings EstimatesBullish
finance.yahoo.com· 2026-04-22
Banc of California (BANC) Beats Q1 Earnings EstimatesBullish
finance.yahoo.com· 2026-04-22
New Strong Buy Stocks for April 17thBullish
finance.yahoo.com· 2026-04-17
Keep An Eye on These 4 Bank Stocks With Recent Dividend HikesBullish
finance.yahoo.com· 2026-03-02

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score79 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity11.7% vs 12.3%
P/E14.4 vs 25.5

News sentiment

EODHD · 2d
Bullish
+0.18
vs typical · 2 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.