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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›RVSB

RVSB

RIVERVIEW BANCORP INC

Next earnings Jul 27, 2026 · consensus $0.07 EPS, $15.1M rev

Last earnings +0.2% on 2026-04-30

Sell
$5.27
▼ -3.48%
$5.27▼ -2.75%
over 1Y
L $4.77EODHDH $6.08
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-3.5%
1W-5.6%
1M-7.5%
3M-4.2%
YTD+5.1%
1Y-2.8%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
F
Valuation
Fair value
Filings
Watch
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy

Mixed signals in the latest filings.

Return on equity -3.0% · latest

RIVERVIEW BANCORP INC shows limited reported revenue, and -3.0% ROE.

Financials · annual, by fiscal year

Line itemFY22FY23FY24FY25FY26
Revenue—————
Gross profit—————
Operating income—————
Net income$21.8M$18.1M$3.80M$4.90M-$4.34M
Diluted EPS$0.98$0.83$0.18$0.23-$0.21
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF9.5
PEG (trailing)—
Earnings yield-4.1%
FCF yield10.5%

Quality & risk

ROIC (est.)—
Free cash flow$11.3M
Total debt—
Net cash$117M

Capital returns

Buyback yield2.5%
Dividend yield (est.)1.6%
Shareholder yield4.1%
Shares Δ YoY-3.3%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 10-K Annual report2026-06-12
  2. 8-K Earnings results2026-04-30
  3. 8-K Officer / director change2026-04-24
  4. 8-K Officer / director change2026-04-02
  5. 8-K Other event2026-03-26
  6. 10-Q Quarterly report2026-02-13
  7. 8-K Earnings results2026-01-29
  8. 8-K Other event2026-01-28
  9. 10-Q Quarterly report2025-11-07

Recent filings

all on EDGAR ↗
10-KPeriod ending 2026-03-312026-06-12open ↗4Period ending 2026-05-292026-06-02open ↗SCHEDULE 13G/AFiling2026-05-15open ↗4Period ending 2026-05-082026-05-11open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-052026-05-07open ↗4Period ending 2026-05-042026-05-05open ↗8-KPeriod ending 2026-04-282026-04-30open ↗SCHEDULE 13GFiling2026-04-30open ↗8-KPeriod ending 2026-04-232026-04-24open ↗3Period ending 2026-03-302026-04-09open ↗3Period ending 2026-03-302026-04-09open ↗

Quality score

F
ValueGrowthProfitHealthMom.
Value—
GrowthF
ProfitabilityF
Financial healthC
Momentum—
  • ✗Profitable (positive net income)
  • ✗Return on equity above 15%
Revenue
—
Net margin
—
ROE
-3.0%
P/E
—

SEC fundamentals · FY 2026

'22'23'24'25'26

■ revenue · ■ net income, by fiscal year

Net income-$4.34M-188.5%
Diluted EPS-$0.21-191.3%
Cash & equivalents$117M+297.3%
Total assets$1.46B-3.3%
Total liabilities$1.32B-2.6%
Stockholders' equity$146M-9.0%
L/E: 9.05x

Frequently asked

Is RIVERVIEW BANCORP INC (RVSB) a buy?
RVSB currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is RIVERVIEW BANCORP INC's quality score?
RVSB scores 32.07692307692308/100 (grade F) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001041368, latest 10-K filed 2026-06-12) · EODHD · as of 6/26/2026, 7:27:36 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 6 open-market buys · 0 sales

2026-06-01
Lightheart Charmaine
EVP/CRDEO
Buy150.00 @ $5.54$830.70
2026-05-29
Lightheart Charmaine
EVP/CRDEO
Buy26.00 @ $5.59$145.34
2026-05-08
Benke Robert
EVP/CCO
Buy4.00K @ $5.44$21.8K
2026-05-07
Sherman Nicole
President/CEO
Buy1.80K @ $5.49$9.88K
2026-05-05
Hoff Larry
Director
Buy1.92K @ $5.22$10.0K
2026-05-04
Cox Daniel D
EVP/COO
Buy1.00K @ $5.22$5.22K
2026-03-05
Lightheart Charmaine
EVP/CRDEO
Buy325.00 @ $5.36$1.74K
2026-02-18
Wills Bessie Ross
Director
Buy2.54K @ $5.39$13.7K
2026-02-18
Wills Bessie Ross
Director
Buy200.00 @ $5.37$1.07K
2026-02-18
Wills Bessie Ross
Director
Buy261.00 @ $5.37$1.40K
2025-12-05
Sherman Nicole
President/CEO
Buy975.00 @ $5.12$4.99K

Dividends

Quarterly
Yield (TTM)
1.5%
Annual / share
$0.08
Last ex-date
2026-04-13
Last amount
$0.02
ex 2026-04-13paid 2026-04-24$0.02
ex 2026-01-05paid 2026-01-16$0.02
ex 2025-10-09paid 2025-10-20$0.02
ex 2025-07-10paid 2025-07-22$0.02
ex 2025-04-14paid 2025-04-25$0.02
ex 2025-01-02paid 2025-01-14$0.02

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-30Miss -51.0% est▲ +0.19%8-K ↗
2026-01-29Beat +71.6% est▲ +0.38%8-K ↗
2025-11-03Miss -18.3% est▲ +0.39%8-K ↗
2025-08-04Beat +17.6% est▲ +0.83%8-K ↗
2025-04-30—▲ +6.94%8-K ↗
2025-02-04—▲ +0.36%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Riverview Bancorp declares $0.02 dividendBullish
seekingalpha.com· 2026-06-26
Riverview Bancorp (RVSB) Q4 Earnings and Revenues Miss EstimatesBullish
finance.yahoo.com· 2026-04-28
Northwest Bancshares (NWBI) Surpasses Q1 Earnings and Revenue EstimatesBullish
finance.yahoo.com· 2026-04-27
RVSB Ex-Dividend Reminder - 4/13/26Bullish
nasdaq.com· 2026-04-09
Riverview Bancorp Declares Quarterly Cash Dividend of $0.02 Per ShareBullish
globenewswire.com· 2026-03-31
Riverview Bank Announces Strategic Balance Sheet OptimizationBullish
globenewswire.com· 2026-03-25

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score32 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity-3.0% vs 12.3%
P/E— vs 25.5