SFST
SOUTHERN FIRST BANCSHARES INC
Next earnings Jul 20, 2026 · consensus $1.21 EPS, $31.1M rev
Last earnings +0.6% on 2026-04-21
$61.23
▲ +3.17%$61.23▲ +68.35%
over 1Y
L $36.37EODHDH $61.51
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.2%
1W+4.2%
1M+6.5%
3M+14.5%
YTD+18.4%
1Y+68.4%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Buy
Revenue grew 13.0% YoY.
Revenue (FY2025) $6.28M · FY2025
The read
Quality fundamentals and an attractive price line up (~131% below fair value) — the rarer case where both the business and the entry look good.
SOUTHERN FIRST BANCSHARES INC shows $6.28M in FY2025 revenue (+13.0% YoY), a 483.4% net margin, and 8.2% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $11.4M | $4.20M | $4.04M | $5.56M | $6.28M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $46.7M | $29.1M | $13.4M | $15.5M | $30.4M |
| Diluted EPS | $5.85 | $3.61 | $1.66 | $1.91 | $3.72 |
| Net margin | 410.6% | 693.5% | 332.7% | 279.3% | 483.4% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF16.9
PEG (trailing)0.17
Earnings yield6.0%
FCF yield5.9%
Quality & risk
ROIC (est.)—
Free cash flow$29.9M
Total debt—
Net cash$270M
Piotroski F-Score5/6
Capital returns
Buyback yield—
Dividend yield (est.)—
Shareholder yield—
Shares Δ YoY+0.7%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-102026-06-12open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-03open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗4Period ending 2026-06-012026-06-02open ↗
Frequently asked
- Is SOUTHERN FIRST BANCSHARES INC (SFST) a buy?
- SFST currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 13.0% YoY.
- What is SFST's fair value?
- A Modified-Graham model based on SFST's SEC fundamentals estimates a fair value of about $141.36. It is an estimate from reported earnings, not a price target.
- Is SFST overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, SFST currently appears undervalued relative to its SEC-grounded earnings power.
- What is SOUTHERN FIRST BANCSHARES INC's quality score?
- SFST scores 74.4705882352941/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0001090009, latest 10-Q filed 2026-05-01) · EODHD · as of 6/26/2026, 2:58:44 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.