STC
STEWART INFORMATION SERVICES CORP
Next earnings Jul 21, 2026 · consensus $1.70 EPS, $857M rev
Last earnings +1.6% on 2026-04-22
$68.68
▲ +6.38%$68.68▲ +12.79%
over 1Y
L $55.16EODHDH $75.38
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+6.4%
1W+3.8%
1M+1.7%
3M+17.2%
YTD-0.3%
1Y+12.8%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Buy
Revenue grew 17.3% YoY.
The read
Middling fundamentals offset by an attractive price (~109% below fair value) — worth a look on the value angle.
STEWART INFORMATION SERVICES CORP shows $2.92B in FY2025 revenue (+17.3% YoY), a 4.0% net margin, and 7.0% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $3.31B | $3.07B | $2.26B | $2.49B | $2.92B |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $323M | $162M | $30.4M | $73.3M | $116M |
| Diluted EPS | $11.90 | $5.94 | $1.11 | $2.61 | $4.05 |
| Net margin | 9.8% | 5.3% | 1.3% | 2.9% | 4.0% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF15.8
PEG (trailing)0.29
Earnings yield5.5%
FCF yield6.3%
Quality & risk
ROIC (est.)—
Free cash flow$132M
Total debt$446M
Net cash-$124M
Piotroski F-Score5/7
Capital returns
Buyback yield0.2%
Dividend yield (est.)2.8%
Shareholder yield3.0%
Shares Δ YoY+9.4%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4Period ending 2026-06-012026-06-02open ↗8-KPeriod ending 2026-06-012026-06-01open ↗8-KPeriod ending 2026-05-072026-05-11open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗4Period ending 2026-05-072026-05-08open ↗
Frequently asked
- Is STEWART INFORMATION SERVICES CORP (STC) a buy?
- STC currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Revenue grew 17.3% YoY.
- What is STC's fair value?
- A Modified-Graham model based on STC's SEC fundamentals estimates a fair value of about $143.70. It is an estimate from reported earnings, not a price target.
- Is STC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, STC currently appears undervalued relative to its SEC-grounded earnings power.
- What is STEWART INFORMATION SERVICES CORP's quality score?
- STC scores 74.55882352941175/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000094344, latest 10-Q filed 2026-05-06) · EODHD · as of 6/26/2026, 7:22:05 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.