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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›SYBT

SYBT

Stock Yards Bancorp, Inc.

Next earnings Jul 21, 2026 · consensus $1.06 EPS, $114M rev

Last earnings +0.0% on 2026-04-22

Hold
$76.31
▲ +0.61%
$76.31▲ +0.32%
over 1Y
L $61.83EODHDH $81.52
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.6%
1W+4.0%
1M+6.5%
3M+19.9%
YTD+18.1%
1Y+0.3%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Hold
Quality
B
Valuation
Undervalued
Filings
Watch
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy

Strong net margin (598.8%).

Revenue (FY2020) $23.4M · FY2020

The read

Middling fundamentals offset by an attractive price (~82% below fair value) — worth a look on the value angle.

Stock Yards Bancorp, Inc. shows $23.4M in FY2020 revenue (+3.4% YoY), a 598.8% net margin, and 13.0% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income——$108M$115M$140M
Diluted EPS$2.97$3.21$3.67$3.89$4.75
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF14.6
PEG (trailing)0.72
Earnings yield6.2%
FCF yield6.8%

Quality & risk

ROIC (est.)—
Free cash flow$154M
Total debt$26.8M
Net cash$223M
Piotroski F-Score5/7

Capital returns

Buyback yield0.1%
Dividend yield (est.)1.6%
Shareholder yield1.7%
Shares Δ YoY+0.1%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 10-Q Quarterly report2026-05-05
  2. 8-K Officer / director change2026-05-01
  3. 8-K Shareholder vote2026-04-29
  4. 8-K Earnings results2026-04-22
  5. DEF 14A Proxy statement2026-03-12
  6. 10-K Annual report2026-02-26
  7. 8-K Material agreement2026-01-27
  8. 8-K Earnings results2026-01-27
  9. 10-Q Quarterly report2025-11-05

Recent filings

all on EDGAR ↗
4Period ending 2026-06-172026-06-18open ↗4Period ending 2026-06-172026-06-18open ↗4Period ending 2026-06-172026-06-18open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-05-212026-05-22open ↗4Period ending 2026-05-212026-05-22open ↗4Period ending 2026-05-212026-05-22open ↗144Filing2026-05-21open ↗4Period ending 2026-05-212026-05-21open ↗4Period ending 2026-05-192026-05-20open ↗4Period ending 2026-05-112026-05-12open ↗3Period ending 2026-05-012026-05-11open ↗

Quality score

B
ValueGrowthProfitHealthMom.
ValueD
GrowthB
ProfitabilityA
Financial healthA-
Momentum—
  • ✓Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$138.64

Undervalued +82% vs price

cheapfair valueexpensive

Modified Graham: EPS $4.75 × (8.5 + 1.5 × 12.9% growth) × 1.05 quality = 29.2× multiple. An estimate, not a price target.

Revenue
$23.4M
+3.4% YoY
Net margin
598.8%
ROE
13.0%
P/E
16.1

SEC fundamentals · FY 2025

'19'20'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$23.4M+3.4%
Net income$140M+22.4%
Diluted EPS$4.75+22.1%
Cash & equivalents$250M+25.5%
Total assets$9.54B+7.6%
Total liabilities$8.46B+6.8%
Stockholders' equity$1.08B+14.4%
L/E: 7.87x

Frequently asked

Is Stock Yards Bancorp, Inc. (SYBT) a buy?
SYBT currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (598.8%).
What is SYBT's fair value?
A Modified-Graham model based on SYBT's SEC fundamentals estimates a fair value of about $138.64. It is an estimate from reported earnings, not a price target.
Is SYBT overvalued or undervalued?
Against a Modified-Graham fair-value estimate, SYBT currently appears undervalued relative to its SEC-grounded earnings power.
What is Stock Yards Bancorp, Inc.'s quality score?
SYBT scores 72.91176470588235/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000835324, latest 10-Q filed 2026-05-05) · EODHD · as of 6/26/2026, 7:36:30 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 0 open-market buys · 1 sale

2026-06-17
Saunier Edwin S
Director
Award43.00 @ $72.32$3.11K
2026-06-17
Priebe Stephen M
Director
Award135.00 @ $72.32$9.76K
2026-06-17
Hardy David L.
Director
Award55.00 @ $72.32$3.98K
2026-06-12
Stinnett Thomas C
Executive Vice President
Exercise3.61K @ $40.00$144K
2026-06-12
Stinnett Thomas C
Executive Vice President
Tax2.65K @ $75.58$200K
2026-05-21
Saunier Edwin S
Director
Award46.00 @ $71.28$3.28K
2026-05-21
Priebe Stephen M
Director
Award79.00 @ $71.28$5.63K
2026-05-21
Hardy David L.
Director
Award79.00 @ $71.28$5.63K
2026-05-21
Poindexter Philip
President
Sell1.22K @ $70.68$86.3K

Dividends

Quarterly
Yield (TTM)
1.7%
Annual / share
$1.28
Last ex-date
2026-06-15
Last amount
$0.32
ex 2026-06-15paid 2026-07-01$0.32
ex 2026-03-16paid 2026-04-01$0.32
ex 2025-12-15paid 2025-12-31$0.32
ex 2025-09-15paid 2025-10-01$0.32
ex 2025-06-16paid 2025-07-01$0.31
ex 2025-03-17paid 2025-04-01$0.31

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-22Beat +3.1% est▲ +0.04%8-K ↗
2026-01-27Beat +1.8% est▲ +0.13%8-K ↗
2025-10-29Beat +3.9% est▼ -1.04%8-K ↗
2025-07-23Beat +7.6% est▲ +4.62%8-K ↗
2025-04-23—▲ +5.62%8-K ↗
2025-01-22—▲ +0.39%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
1 Bank Stock with Competitive Advantages and 2 We AvoidBullish
finance.yahoo.com· 2026-06-26
Winners And Losers Of Q1: Stock Yards Bank (NASDAQ:SYBT) Vs The Rest Of The Regional Banks StocksBullish
finance.yahoo.com· 2026-06-25
2 Reasons to Like SYBT (and 1 Not So Much)Bullish
finance.yahoo.com· 2026-06-16
Stock Yards (SYBT) Upgraded to Buy: Here's What You Should KnowBullish
finance.yahoo.com· 2026-06-09
Stock Yards Bank and Coastal Financial Shares Are Soaring, What You Need To KnowBullish
finance.yahoo.com· 2026-06-05
Stock Yards Bancorp Declares Quarterly Cash Dividend Of $0.32 Per Common ShareBullish
finance.yahoo.com· 2026-05-20

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score73 vs 67
Revenue growth3.4% vs 7.1%
Net margin598.8% vs 10.5%
Return on equity13.0% vs 12.3%
P/E16.1 vs 25.5

News sentiment

EODHD · 8d
Bullish
+0.16
vs typical · 9 articles
↑ improving

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.