TCBK
TRICO BANCSHARES /
Next earnings Jul 22, 2026 · consensus $1.05 EPS, $113M rev
Last earnings +2.7% on 2026-04-23
$53.91
▲ +0.67%$53.91▲ +42.32%
over 1Y
L $37.88EODHDH $53.91
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.7%
1W+4.6%
1M+7.3%
3M+16.7%
YTD+16.0%
1Y+42.3%
Hold
Conviction
Horizon
Medium (3–12mo)
Street · 12 analysts
Buy
Strong net margin (227.4%).
The read
Middling fundamentals offset by an attractive price (~15% below fair value) — worth a look on the value angle.
TRICO BANCSHARES / shows $53.4M in FY2025 revenue (+4.1% YoY), a 227.4% net margin, and 9.2% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | $50.1M | $51.3M | $53.4M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $118M | $125M | $117M | $115M | $122M |
| Diluted EPS | $3.94 | $3.83 | $3.52 | $3.46 | $3.70 |
| Net margin | — | — | 234.4% | 223.8% | 227.4% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF13.5
PEG (trailing)2.50
Earnings yield7.0%
FCF yield7.4%
Quality & risk
ROIC (est.)—
Free cash flow$128M
Total debt—
Net cash$157M
Piotroski F-Score6/6
Capital returns
Buyback yield1.8%
Dividend yield (est.)2.6%
Shareholder yield4.4%
Shares Δ YoY-2.5%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗4Period ending 2026-06-192026-06-25open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗4Period ending 2026-06-122026-06-15open ↗3Period ending 2026-05-212026-06-02open ↗3Period ending 2026-05-212026-06-01open ↗3Period ending 2026-05-212026-06-01open ↗8-KPeriod ending 2026-05-212026-05-28open ↗
Frequently asked
- Is TRICO BANCSHARES / (TCBK) a buy?
- TCBK currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (227.4%).
- What is TCBK's fair value?
- A Modified-Graham model based on TCBK's SEC fundamentals estimates a fair value of about $62.00. It is an estimate from reported earnings, not a price target.
- Is TCBK overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, TCBK currently appears undervalued relative to its SEC-grounded earnings power.
- What is TRICO BANCSHARES /'s quality score?
- TCBK scores 69.05882352941175/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000356171, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 4:42:45 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.