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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›TFIN

TFIN

Triumph Financial, Inc.

Next earnings Jul 14, 2026 · consensus $0.41 EPS, $116M rev

Last earnings +0.4% on 2026-04-21

Sell
$76.81
▲ +0.05%
$76.81▲ +41.12%
over 1Y
L $46.95EODHDH $76.81
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.1%
1W+5.2%
1M+9.5%
3M+38.0%
YTD+21.2%
1Y+41.1%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
C
Valuation
Overvalued
Filings
Clean
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 11 analysts
Buy

Mixed signals in the latest filings.

The read

Weak on both the fundamentals and the price — little to like at the current level.

Triumph Financial, Inc. shows limited reported revenue, and 2.7% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$113M$102M$41.1M$16.1M$25.4M
Diluted EPS$4.35$3.96$1.61$0.54$0.93
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF28.4
PEG (trailing)1.43
Earnings yield1.4%
FCF yield3.5%

Quality & risk

ROIC (est.)—
Free cash flow$64.3M
Total debt$27.1M
Net cash$221M
Piotroski F-Score5/6

Capital returns

Buyback yield0.1%
Dividend yield (est.)0.2%
Shareholder yield0.3%
Shares Δ YoY+1.6%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Routine disclosure cadence — no material red flags in recent filings.
  1. 8-K Other event2026-05-29
  2. 8-K Shareholder vote2026-04-23
  3. 8-K Earnings results2026-04-21
  4. 10-Q Quarterly report2026-04-21
  5. DEF 14A Proxy statement2026-03-11
  6. 8-K Other event2026-02-27
  7. 10-K Annual report2026-02-11
  8. 8-K Earnings results2026-01-26
  9. 8-K Other event2025-11-28

Recent filings

all on EDGAR ↗
8-KPeriod ending 2026-05-292026-05-29open ↗4Period ending 2026-05-222026-05-26open ↗144Filing2026-05-22open ↗SCHEDULE 13GFiling2026-05-12open ↗4Period ending 2026-05-082026-05-11open ↗4Period ending 2026-05-012026-05-05open ↗4Period ending 2026-05-012026-05-05open ↗4/APeriod ending 2026-05-012026-05-05open ↗4Period ending 2026-05-012026-05-05open ↗4Period ending 2026-05-012026-05-05open ↗4/APeriod ending 2026-05-012026-05-05open ↗4Period ending 2026-05-012026-05-05open ↗

Quality score

C
ValueGrowthProfitHealthMom.
ValueF
GrowthA+
ProfitabilityD
Financial healthA-
Momentum—
  • ✓Profitable (positive net income)
  • ✗Return on equity above 15%
  • ✗P/E below 25

Fair value est.

$34.74

Overvalued -55% vs price

cheapfair valueexpensive

Modified Graham: EPS $0.93 × (8.5 + 1.5 × 22.0% growth) × 0.90 quality = 37.4× multiple. An estimate, not a price target.

Revenue
—
Net margin
—
ROE
2.7%
P/E
82.6

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Net income$25.4M+57.6%
Diluted EPS$0.93+72.2%
Cash & equivalents$248M-24.7%
Total assets$6.38B+7.3%
Total liabilities$5.44B+7.5%
Stockholders' equity$942M+5.7%
L/E: 5.78x

Frequently asked

Is Triumph Financial, Inc. (TFIN) a buy?
TFIN currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
What is TFIN's fair value?
A Modified-Graham model based on TFIN's SEC fundamentals estimates a fair value of about $34.74. It is an estimate from reported earnings, not a price target.
Is TFIN overvalued or undervalued?
Against a Modified-Graham fair-value estimate, TFIN currently appears overvalued relative to its SEC-grounded earnings power.
What is Triumph Financial, Inc.'s quality score?
TFIN scores 58.647058823529406/100 (grade C) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001539638, latest 10-Q filed 2026-04-21) · EODHD · as of 6/26/2026, 7:23:17 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 1 open-market buy · 1 sale

2026-05-22
Schreyer Edward Joseph
EVP, Chief Operating Officer
Sell2.90K @ $66.70$193K
2026-05-08
Ritterbusch Todd
President - TBK Bank, SSB
Buy7.00K @ $67.01$469K
2026-05-01
Ritterbusch Todd
President - TBK Bank, SSB
Award2.36K
2026-05-01
Ritterbusch Todd
President - TBK Bank, SSB
Award2.02K
2026-05-01
Ritterbusch Todd
President - TBK Bank, SSB
Tax1.43K @ $67.55$96.7K
2026-05-01
Graft Aaron P
President & CEO
Award9.39K
2026-05-01
Graft Aaron P
President & CEO
Award10.7K
2026-05-01
Schreyer Edward Joseph
EVP, Chief Operating Officer
Award4.16K
2026-05-01
Schreyer Edward Joseph
EVP, Chief Operating Officer
Award2.69K
2026-05-01
Schreyer Edward Joseph
EVP, Chief Operating Officer
Tax3.44K @ $67.55$232K
2026-05-01
Voss William B.
Chief Financial Officer
Award2.22K
2026-05-01
Voss William B.
Chief Financial Officer
Award2.69K

Dividends

Irregular
Yield (TTM)
—
Annual / share
—
Last ex-date
2021-03-12
Last amount
$17.81
ex 2021-03-12paid 2021-03-30$17.81

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-21Beat +56.9% est▲ +0.42%8-K ↗
2026-01-26Beat +155.7% est▲ +1.67%8-K ↗
2025-10-15Miss -69.3% est▼ -0.93%8-K ↗
2025-07-16Beat +137.3% est▲ +2.30%8-K ↗
2025-04-16—▼ -2.44%8-K ↗
2025-01-22—▲ +0.77%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Triumph Financial TFIN Q1 2026 Earnings TranscriptBullish
nasdaq.com· 2026-06-08
Small-cap companies with strong growth at modest valuationsBullish
seekingalpha.com· 2026-06-04
Q1 Rundown: WesBanco (NASDAQ:WSBC) Vs Other Regional Banks StocksBullish
finance.yahoo.com· 2026-05-27
Why The Triumph Financial (TFIN) Story Is Shifting After A Cautious Fair Value UpgradeBullish
finance.yahoo.com· 2026-05-26
Q1 Rundown: Simmons First National (NASDAQ:SFNC) Vs Other Regional Banks StocksBullish
finance.yahoo.com· 2026-05-23
UMB Financial, Triumph Financial, and Walker & Dunlop Shares Skyrocket, What You Need To KnowBullish
finance.yahoo.com· 2026-05-22

Vs tracked universe

compare →

1044 tracked peers · median

EDGAR Score59 vs 67
Revenue growth— vs 7.1%
Net margin— vs 10.5%
Return on equity2.7% vs 12.3%
P/E82.6 vs 25.5

News sentiment

EODHD · 8d
Bullish
+0.17
vs typical · 8 articles

Recent news tone vs the market's typical (which skews positive). A soft signal, not a recommendation.