UVSP
UNIVEST FINANCIAL Corp
Next earnings Jul 21, 2026 · consensus $0.88 EPS, $87.9M rev
Last earnings +2.1% on 2026-04-23
$44.40
▲ +2.12%$44.40▲ +51.42%
over 1Y
L $27.36EODHDH $44.40
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+2.1%
1W+5.4%
1M+12.7%
3M+33.2%
YTD+39.2%
1Y+51.4%
Buy
Conviction
Horizon
Medium (3–12mo)
Street · 8 analysts
Sell
Revenue grew 9.6% YoY.
Revenue (FY2025) $328M · FY2025
The read
Quality fundamentals and an attractive price line up (~125% below fair value) — the rarer case where both the business and the entry look good.
UNIVEST FINANCIAL Corp shows $328M in FY2025 revenue (+9.6% YoY), a 27.7% net margin, and 9.6% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $0.00 | $296M | $297M | $299M | $328M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $91.8M | $78.1M | $71.1M | $75.9M | $90.8M |
| Diluted EPS | $3.11 | $2.64 | $2.41 | $2.58 | $3.13 |
| Net margin | — | 26.4% | 24.0% | 25.4% | 27.7% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF12.9
PEG (trailing)0.73
Earnings yield7.3%
FCF yield7.8%
Quality & risk
ROIC (est.)—
Free cash flow$96.9M
Total debt$175M
Net cash$379M
Piotroski F-Score7/7
Capital returns
Buyback yield2.8%
Dividend yield (est.)2.0%
Shareholder yield4.8%
Shares Δ YoY-3.2%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsRoutine disclosure cadence — no material red flags in recent filings.
Recent filings
all on EDGAR ↗4Period ending 2026-06-082026-06-09open ↗4Period ending 2026-06-082026-06-09open ↗4Period ending 2026-06-082026-06-09open ↗144Filing2026-06-08open ↗144Filing2026-06-08open ↗144Filing2026-06-08open ↗4Period ending 2026-05-052026-05-07open ↗SCHEDULE 13G/AFiling2026-05-06open ↗144Filing2026-05-05open ↗13F-HRPeriod ending 2026-03-312026-05-01open ↗SCHEDULE 13GFiling2026-04-30open ↗10-QPeriod ending 2026-03-312026-04-28open ↗
Frequently asked
- Is UNIVEST FINANCIAL Corp (UVSP) a buy?
- UVSP currently carries a Buy rating with 4/5 conviction, derived from its latest SEC filings. Revenue grew 9.6% YoY.
- What is UVSP's fair value?
- A Modified-Graham model based on UVSP's SEC fundamentals estimates a fair value of about $99.81. It is an estimate from reported earnings, not a price target.
- Is UVSP overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, UVSP currently appears undervalued relative to its SEC-grounded earnings power.
- What is UNIVEST FINANCIAL Corp's quality score?
- UVSP scores 78.47058823529412/100 (grade B+) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000102212, latest 10-Q filed 2026-04-28) · EODHD · as of 6/26/2026, 7:16:23 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.