WABC
WESTAMERICA BANCORPORATION
Next earnings Jul 16, 2026 · consensus $1.12 EPS, $62.8M rev
Last earnings +0.8% on 2026-04-16
$58.85
▼ -0.15%$58.85▲ +28.31%
over 1Y
L $44.08EODHDH $59.15
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today-0.2%
1W+1.2%
1M+5.8%
3M+16.0%
YTD+25.3%
1Y+28.3%
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 7 analysts
Sell
Mixed signals in the latest filings.
Return on equity 12.4% · latest
The read
Weak on both the fundamentals and the price — little to like at the current level.
WESTAMERICA BANCORPORATION shows limited reported revenue, and 12.4% ROE.
Financials · annual, by fiscal year
| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | — | — | — | — | — |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $86.5M | $122M | $162M | $139M | $116M |
| Diluted EPS | $3.22 | $4.54 | $6.06 | $5.20 | $4.52 |
| Net margin | — | — | — | — | — |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Key statistics
Valuation
Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF12.0
PEG (trailing)—
Earnings yield8.1%
FCF yield8.3%
Quality & risk
ROIC (est.)—
Free cash flow$120M
Total debt$137M
Net cash—
Capital returns
Buyback yield7.2%
Dividend yield (est.)3.3%
Shareholder yield10.5%
Shares Δ YoY-8.8%
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Disclosure timeline
SEC · 8-Ks + reportsSome governance/structural items recently, but no outright red flags.
Recent filings
all on EDGAR ↗11-KPeriod ending 2025-12-312026-06-26open ↗10-QPeriod ending 2026-03-312026-05-08open ↗4Period ending 2026-05-012026-05-04open ↗144Filing2026-05-01open ↗SCHEDULE 13GFiling2026-04-30open ↗SCHEDULE 13GFiling2026-04-29open ↗8-KPeriod ending 2026-04-242026-04-27open ↗4Period ending 2026-04-242026-04-24open ↗8-KPeriod ending 2026-04-242026-04-24open ↗144Filing2026-04-24open ↗4Period ending 2026-04-222026-04-23open ↗8-KPeriod ending 2026-04-232026-04-23open ↗
Frequently asked
- Is WESTAMERICA BANCORPORATION (WABC) a buy?
- WABC currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Mixed signals in the latest filings.
- What is WABC's fair value?
- A Modified-Graham model based on WABC's SEC fundamentals estimates a fair value of about $38.42. It is an estimate from reported earnings, not a price target.
- Is WABC overvalued or undervalued?
- Against a Modified-Graham fair-value estimate, WABC currently appears overvalued relative to its SEC-grounded earnings power.
- What is WESTAMERICA BANCORPORATION's quality score?
- WABC scores 65.88235294117646/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.
Sources: SEC EDGAR (CIK 0000311094, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 7:22:26 PM.
Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.