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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

EDGAR® is a registered trademark of the U.S. Securities and Exchange Commission. EDGAR/calls is not affiliated with, endorsed by, or approved by the U.S. Securities and Exchange Commission.

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Home›Stocks›WFC-PD

WFC-PD

WELLS FARGO & COMPANY/MN

Last earnings -0.3% on 2026-04-14

Hold
$16.81
▲ +0.66%
$16.81▲ +4.56%
over 1Y
L $16.00EODHDH $17.69
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+0.7%
1W+1.4%
1M+1.2%
3M-1.1%
YTD-3.3%
1Y+4.6%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Hold
Quality
B
Valuation
Undervalued
Filings
Watch
Hold
Conviction
Horizon
Medium (3–12mo)

Strong net margin (25.1%); but revenue declined -1.6% YoY.

Revenue (FY2019) $85.1B · FY2019

The read

Middling fundamentals offset by an attractive price (~427% below fair value) — worth a look on the value angle.

WELLS FARGO & COMPANY/MN shows $85.1B in FY2019 revenue (-1.6% YoY), a 25.1% net margin, and 11.8% ROE.

Supporting the case: strong net margin (25.1%); undemanding valuation (P/E 2.7).

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$22.1B$13.7B$19.1B$19.7B$21.3B
Diluted EPS$5.08$3.27$4.83$5.37$6.26
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF—
PEG (trailing)0.33
Earnings yield41.1%
FCF yield—

Quality & risk

ROIC (est.)—
Free cash flow—
Total debt$193B
Net cash-$20.4B
Piotroski F-Score3/7

Capital returns

Buyback yield33.8%
Dividend yield (est.)10.5%
Shareholder yield44.2%
Shares Δ YoY-6.2%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Some governance/structural items recently, but no outright red flags.
  1. 8-K Exhibits2026-05-20
  2. 8-K Officer / director change2026-04-30
  3. 10-Q Quarterly report2026-04-29
  4. 8-K Earnings results2026-04-14
  5. 8-K Charter / bylaws change2026-03-18
  6. DEF 14A Proxy statement2026-03-18
  7. 8-K Charter / bylaws change2026-03-17
  8. 8-K Other event2026-02-25
  9. 10-K Annual report2026-02-24

Recent filings

all on EDGAR ↗
424B2Filing2026-06-30open ↗424B2Filing2026-06-30open ↗424B2Filing2026-06-30open ↗424B2Filing2026-06-30open ↗424B2Filing2026-06-29open ↗424B2Filing2026-06-29open ↗424B2Filing2026-06-26open ↗FWPFiling2026-06-24open ↗424B2Filing2026-06-24open ↗424B2Filing2026-06-24open ↗424B2Filing2026-06-24open ↗424B2Filing2026-06-24open ↗

Quality score

B
ValueGrowthProfitHealthMom.
ValueA+
GrowthC-
ProfitabilityA-
Financial healthA-
MomentumC-
  • ✗Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$88.59

Undervalued +427% vs price

cheapfair valueexpensive

Modified Graham: EPS $6.26 × (8.5 + 1.5 × 3.3% growth) × 1.05 quality = 14.2× multiple. An estimate, not a price target.

16.1452-week17.71
Revenue
$85.1B
-1.6% YoY
Net margin
25.1%
ROE
11.8%
P/E
2.7

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$85.1B-1.6%
Net income$21.3B+8.2%
Diluted EPS$6.26+16.6%
Cash & equivalents$173B-14.5%
Total assets$2.15T+11.3%
Total liabilities$1.97T+12.4%
Stockholders' equity$181B+1.1%
L/E: 10.85x

Frequently asked

Is WELLS FARGO & COMPANY/MN (WFC-PD) a buy?
WFC-PD currently carries a Hold rating with 3/5 conviction, derived from its latest SEC filings. Strong net margin (25.1%); but revenue declined -1.6% YoY.
What is WFC-PD's fair value?
A Modified-Graham model based on WFC-PD's SEC fundamentals estimates a fair value of about $88.59. It is an estimate from reported earnings, not a price target.
Is WFC-PD overvalued or undervalued?
Against a Modified-Graham fair-value estimate, WFC-PD currently appears undervalued relative to its SEC-grounded earnings power.
What is WELLS FARGO & COMPANY/MN's quality score?
WFC-PD scores 72.76247352331664/100 (grade B) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0000072971, latest 10-Q filed 2026-04-29) · EODHD · as of 7/1/2026, 9:49:01 AM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC
2026-06-15
Rosenberg Jason M.
SEVP & Head of Public Affairs
Exercise17.2K
2026-06-15
Rosenberg Jason M.
SEVP & Head of Public Affairs
Tax8.08K @ $83.73$676K
2026-06-10
WELLS FARGO & COMPANY/MN
10% owner
Disposed (J)750.00
2026-05-14
CRAVER THEODORE F JR
Director
Gift89.00
2026-05-14
CRAVER THEODORE F JR
Director
Gift89.00

Dividends

Quarterly
Yield (TTM)
6.3%
Annual / share
$1.06
Last ex-date
2026-05-29
Last amount
$0.27
ex 2026-05-29paid 2026-06-15$0.27
ex 2026-02-27paid 2026-03-16$0.27
ex 2025-11-28paid 2025-12-15$0.27
ex 2025-08-29paid 2025-09-15$0.27
ex 2025-05-30paid 2025-06-16$0.27
ex 2025-02-28paid 2025-03-17$0.27

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-14—▲ +0.40%8-K ↗
2026-01-14—▲ +0.39%8-K ↗
2025-10-14—▼ -0.28%8-K ↗
2025-07-15—▼ -1.09%8-K ↗
2025-04-11—▼ -0.63%8-K ↗
2025-01-15—▲ +3.67%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

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Vs tracked universe

compare →

1192 tracked peers · median

EDGAR Score73 vs 67
Revenue growth-1.6% vs 7.5%
Net margin25.1% vs 10.0%
Return on equity11.8% vs 12.0%
P/E2.7 vs 25.7