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Research & education only — not financial advice. EDGAR is not a registered investment adviser; calls are impersonal, generated from SEC filings and a delayed/third-party price feed, and may be wrong or out of date. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates — see Disclosures. Do your own research.

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Home›Stocks›WNEB

WNEB

Western New England Bancorp, Inc.

Next earnings Jul 20, 2026 · consensus $0.24 EPS, $20.0M rev

Last earnings +1.5% on 2026-04-28

Sell
$14.48
▲ +2.99%
$14.48▲ +68.67%
over 1Y
L $8.58EODHDH $14.48
Earnings Dividend Split Congress buy Congress sellGrouped by date · hover a pin to expand
Today+3.0%
1W+6.4%
1M+8.5%
3M+13.5%
YTD+18.5%
1Y+68.7%
OverviewFinancialsValuationQualityTimelineFilings
Rating
Sell
Quality
B-
Valuation
Overvalued
Filings
Flagged
Sell
Conviction
Horizon
Medium (3–12mo)
Street · 9 analysts
Buy

Strong net margin (34702.3%); but revenue fell -34.3% YoY.

Revenue (FY2020) $44.0K · FY2020

The read

Weak on both the fundamentals and the price — little to like at the current level.

Western New England Bancorp, Inc. shows $44.0K in FY2020 revenue (-34.3% YoY), a 34702.3% net margin, and 6.2% ROE.

Financials · annual, by fiscal year

Line itemFY21FY22FY23FY24FY25
Revenue—————
Gross profit—————
Operating income—————
Net income$23.7M$25.9M$15.1M$11.7M$15.3M
Diluted EPS$1.02$1.18$0.70$0.56$0.75
Net margin—————

Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.

Key statistics

Valuation

Enterprise value—
EV / EBITDA—
EV / Sales—
EV / FCF—
P / FCF17.1
PEG (trailing)0.63
Earnings yield5.2%
FCF yield5.8%

Quality & risk

ROIC (est.)—
Free cash flow$17.1M
Total debt$71.1M
Net cash-$30.7M
Piotroski F-Score6/7

Capital returns

Buyback yield2.1%
Dividend yield (est.)1.9%
Shareholder yield4.0%
Shares Δ YoY-2.4%

Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.

Disclosure timeline

SEC · 8-Ks + reports
Red flag in recent filings — restated periodic report (2026-03-16). Worth a closer look.
  1. 8-K Shareholder vote2026-05-14
  2. 8-K Reg FD disclosure2026-05-14
  3. 10-Q Quarterly report2026-05-08
  4. 8-K Earnings results2026-04-28
  5. DEF 14A Proxy statement2026-04-03
  6. 10-K/A Restated periodic report2026-03-16
  7. 10-K Annual report2026-03-10
  8. 8-K Officer / director change2026-02-27
  9. 8-K Earnings results2026-01-27

Recent filings

all on EDGAR ↗
11-KPeriod ending 2025-12-312026-06-18open ↗4Period ending 2026-05-202026-05-22open ↗SCHEDULE 13G/AFiling2026-05-14open ↗8-KPeriod ending 2026-05-142026-05-14open ↗8-KPeriod ending 2026-05-142026-05-14open ↗4Period ending 2026-05-062026-05-08open ↗4Period ending 2026-05-062026-05-08open ↗4Period ending 2026-05-062026-05-08open ↗4Period ending 2026-05-062026-05-08open ↗10-QPeriod ending 2026-03-312026-05-08open ↗4Period ending 2026-05-062026-05-08open ↗4Period ending 2026-05-062026-05-08open ↗

Quality score

B-
ValueGrowthProfitHealthMom.
ValueD
GrowthC
ProfitabilityB+
Financial healthA-
Momentum—
  • ✗Revenue growing year-over-year
  • ✓Profitable (positive net income)
  • ✓Net margin above 10%
  • ✗Return on equity above 15%
  • ✓P/E below 25

Fair value est.

$6.02

Overvalued -58% vs price

cheapfair valueexpensive

Modified Graham: EPS $0.75 × (8.5 + 1.5 × 0.0% growth) × 0.95 quality = 8.0× multiple. An estimate, not a price target.

Revenue
$44.0K
-34.3% YoY
Net margin
34702.3%
ROE
6.2%
P/E
19.3

SEC fundamentals · FY 2025

'21'22'23'24'25

■ revenue · ■ net income, by fiscal year

Revenue$44.0K-34.3%
Net income$15.3M+30.9%
Diluted EPS$0.75+33.9%
Cash & equivalents$40.4M-39.2%
Total assets$2.74B+3.1%
Total liabilities$2.49B+3.0%
Stockholders' equity$248M+5.0%
L/E: 10.05x

Frequently asked

Is Western New England Bancorp, Inc. (WNEB) a buy?
WNEB currently carries a Sell rating with 2/5 conviction, derived from its latest SEC filings. Strong net margin (34702.3%); but revenue fell -34.3% YoY.
What is WNEB's fair value?
A Modified-Graham model based on WNEB's SEC fundamentals estimates a fair value of about $6.02. It is an estimate from reported earnings, not a price target.
Is WNEB overvalued or undervalued?
Against a Modified-Graham fair-value estimate, WNEB currently appears overvalued relative to its SEC-grounded earnings power.
What is Western New England Bancorp, Inc.'s quality score?
WNEB scores 65.70588235294117/100 (grade B-) on a SEC-grounded quality model spanning value, growth, profitability, financial health and momentum.

Sources: SEC EDGAR (CIK 0001157647, latest 10-Q filed 2026-05-08) · EODHD · as of 6/26/2026, 4:42:30 PM.

Research and education only — not financial advice. EDGAR is not a registered investment adviser or broker-dealer and gives no personalized advice. Every call is impersonal — identical for all users, generated on a schedule from SEC filings plus a delayed/third-party price feed — may be wrong or out of date, and is not a recommendation to buy or sell any security. The operator and an affiliated trading operation may hold or trade the securities EDGAR rates; see Disclosures. Past performance does not guarantee future results. Do your own research.

Insider activity

Form 4 · SEC

Last 90 days: 0 open-market buys · 1 sale

2026-05-20
Libiszewski Darlene M
SVP, Chief Information Officer
Sell3.68K @ $13.42$49.4K
2026-05-06
Richter Steven G.
Director
Award443.00 @ $14.30$6.33K
2026-05-06
PICKNELLY PAUL C
Director
Award537.00 @ $14.30$7.68K
2026-05-06
McMahon Lisa G
Director
Award259.00 @ $14.30$3.70K
2026-05-06
MASSE WILLIAM D
Director
Award323.00 @ $14.30$4.62K
2026-05-06
Fitzgerald Gary G
Director
Award353.00 @ $14.30$5.05K
2026-05-06
Damon Donna J.
Director
Award296.00 @ $14.30$4.23K
2026-03-06
SAGAN LEO R JR
SVP & Chief Risk Officer
Award2.84K

Dividends

Quarterly
Yield (TTM)
1.9%
Annual / share
$0.28
Last ex-date
2026-05-13
Last amount
$0.07
ex 2026-05-13paid 2026-05-27$0.07
ex 2026-02-11paid 2026-02-25$0.07
ex 2025-11-12paid 2025-11-26$0.07
ex 2025-08-06paid 2025-08-20$0.07
ex 2025-05-07paid 2025-05-21$0.07
ex 2025-02-12paid 2025-02-26$0.07

Source: EODHD. Yield = trailing-12-month dividends ÷ price.

Earnings history

beat/miss · move
2026-04-28Beat +12.0% est▲ +1.50%8-K ↗
2026-01-27Beat +21.4% est▼ -0.47%8-K ↗
2025-10-28Miss -15.2% est▼ -0.70%8-K ↗
2025-07-22Beat +50.5% est▲ +1.10%8-K ↗
2025-04-22—▲ +4.80%8-K ↗
2025-01-28—▼ -0.34%8-K ↗

Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.

Recent news

market news →
Western New England Bancorp (WNEB) Q1 Earnings and Revenues Beat EstimatesBullish
finance.yahoo.com· 2026-04-28
Western New England declares $0.07 dividendBullish
seekingalpha.com· 2026-04-28
Strength Seen in Banco Comercial Portugues (BPCGY): Can Its 6.5% Jump Turn into More Strength?Bullish
finance.yahoo.com· 2026-04-07
Best Momentum Stocks to Buy for January 30thBullish
finance.yahoo.com· 2026-01-30
New Strong Buy Stocks for January 30thBullish
finance.yahoo.com· 2026-01-30
Western New England Bancorp (WNEB) Q4 Earnings and Revenues Top EstimatesBullish
finance.yahoo.com· 2026-01-27

Vs tracked universe

compare →

1043 tracked peers · median

EDGAR Score66 vs 67
Revenue growth-34.3% vs 7.1%
Net margin34702.3% vs 10.5%
Return on equity6.2% vs 12.3%
P/E19.3 vs 25.5