Pulling SEC filings + quote and writing the call…

WINTRUST FINANCIAL CORP
Next earnings Jul 20, 2026 · consensus $3.21 EPS, $752M rev
Last earnings +0.4% on 2026-04-20
Steadily compounding Chicago-area bank: EPS $11.40 (+11%), net income +18.5%, 11.3% ROE, growing book — reasonable at 13.5x.
Sources: SEC EDGAR (CIK 0001015328, latest 10-Q filed 2026-05-06) · analysis by claude-code · as of 6/21/2026, 8:47:51 PM.
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Wintrust is a consistently growing Midwest commercial bank. FY2025 net income rose 18.5% to $824M and diluted EPS grew 10.6% to $11.40, extending a clean multi-year compounding record (net income has climbed every year from $466M in FY2021 to $824M in FY2025). Total assets grew 9.7% to $71.1B and equity rose 14.4% to $7.26B, while retained earnings grew 16.4% — the bank is profitably expanding its balance sheet and building capital simultaneously. At 13.5x EPS, the valuation is reasonable for a double-digit grower.
The risks, catalysts, 12-month price target and the cited SEC figures behind this rating — with Pro.
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| Line item | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Revenue | $207M | $218M | $220M | $251M | $266M |
| Gross profit | — | — | — | — | — |
| Operating income | — | — | — | — | — |
| Net income | $466M | $510M | $623M | $695M | $824M |
| Diluted EPS | $7.58 | $8.02 | $9.58 | $10.31 | $11.40 |
| Net margin | 225.0% | 234.1% | 282.4% | 277.2% | 310.1% |
Annual figures from SEC 10-K XBRL filings. Open the filing links below for full statement detail.
Computed from SEC XBRL annual figures + the current quote. EV and ROIC use long-term + current debt where filed; estimates, not investment advice.
Last 90 days: 0 open-market buys · 3 sales
| 2026-05-28 | DYKSTRA DAVID A VICE CHAIRMAN AND COO | Award | 154.00 @ $150.69 | $23.2K |
| 2026-05-28 | WEHMER EDWARD J FOUNDER AND SENIOR ADVISOR | Award | 220.00 @ $150.69 | $33.2K |
| 2026-05-05 | MURPHY RICHARD B VICE CHAIR,CHIEF LENDING OFC | Gift | 1.66K | |
| 2026-05-04 | MCKINNEY SUZET M Director | Sell | 500.00 @ $148.96 | $74.5K |
| 2026-04-27 | DYKSTRA DAVID A VICE CHAIRMAN AND COO | Sell | 9.58K @ $148.82 | $1.43M |
| 2026-04-23 | STOEHR DAVID L CHIEF FINANCIAL OFFICER | Sell | 3.02K @ $150.45 | $454K |
| 2026-03-31 | MCKINNEY SUZET M Director | Award | 404.00 @ $139.82 | $56.5K |
| 2026-03-31 | LEFEVRE DEBORAH L. HALL Director | Award | 500.00 @ $139.82 | $69.9K |
Source: EODHD. Yield = trailing-12-month dividends ÷ price.
1046 tracked peers · median
Disclosed under the STOCK Act
Self-reported periodic transaction reports (STOCK Act). Amounts are disclosed ranges; a trade may be a spouse's. Disclosures lag the trade by up to ~45 days. Source: House Clerk + Senate eFD.
Dates from 8-K (Item 2.02); beat/miss = reported EPS vs consensus (Finnhub, recent quarters); move = prior close → close on/after.